What are the highlights of Alipay and WeChat in the non cash consumption big data PK?
Just after the May Day holiday, WeChat, UnionPay and UnionPay have released a report. If we make a simple comparison, we can find some clues about the development of cashless society.
WeChat released a report titled "", without cash flow, which was released by Chinese tourists' cross-border free consumption big data. Our report is a comprehensive disclosure of domestic and foreign consumption data. In contrast, he is more confident, and WeChat clearly hopes to preempt the publicity of foreign tourism market with the release of preemptive data.
We have noticed that after the entry, Alipay's overseas business development has exploded. The United States acquired Huijin, completed the reorganization of the board of directors of India, and Malaysia's ecological water delivery plan was launched. The payment platform has been renamed Alipay in Nanyang, Hong Kong, Macao, Taiwan, and South Korea. In contrast, the weak restrictions on the domestic market are more obvious, which is why WeChat has increased cross-border public opinion.
According to the published data, WeChat payment has supported direct settlement in currencies in countries and regions, while it has supported currency settlement in more than countries and almost all countries in the world. In Europe, Japan, South Korea, Nanyang, Hong Kong, Taiwan and other countries and regions, there are more than 10000 merchant store access routes. In, about ten thousand users found local information and discounts in overseas use and idled for happiness after several times. Alipay's "cash" multiple purchases were made at the same time last year.
China Cup does not match, but actively releases data. Although it is a little worse, it has good growth. According to the data released by China UnionPay, the overseas transactions of UnionPay cards during the short and long holidays show new characteristics: first, tourism is popular. Compared with the growth of last year's holiday transactions, the transaction volume of Australia and the United Kingdom has a near growth rate; Second, the Southeast Asian market is good. The trading volume in Singapore and Malaysia is and respectively, increasing over the same period; Third, it became "the main UnionPay card payment tool for domestic residents along the Belt and Road in the market. The transaction volume in Kazakhstan, Pakistan, Georgia and other places doubled. On the whole, the May Day market grew.
Business to the sea, not only Chinese in the sea, but also foreigners in China, more importantly, foreigners are allowed to apply in the local market. In this regard, WeChat and PayPal are both difficult. WeChat hopes that overseas Chinese will rely on the popularity of cross-border e-commerce Alipay.
Of course, the main direction of overseas tourism is still WeChat and China. The report of HePay shows that Hong Kong and Thailand have replaced Japan and South Korea for the first time and become "cashless" new consumption hotspots for outbound tourism. According to Alipay data, this year, the number of Alipay transactions in Hong Kong and Thailand increased by times and times respectively year on year.
In the domestic market, WeChat and payment are in full swing in the media publicity, but one after another. Fude's unverified news spread vitality WeChat survey data before and after the Spring Festival was the last fire. Therefore, what we see is that WeChat has not announced the absolute value of the payment and data of the domestic consumer market, and the specific figures of the foreign tourism market have not yet been announced.
On the contrary, it was publicly announced that more than 10000 people used Alipay for "cash" travel consumption abroad, and users used Alipay for transactions up to times, compared with the same period last year. Compared with the word-of-mouth payment data in previous years, the number of local consumption pens in each traditional tourism city is on the rise, with an average growth. According to the data released by UnionPay, with the popularity of financial cards, the transaction amount of financial cards increased during the "" period of this year, of which the transaction amount doubled year on year; The growth of various mobile payment businesses of Cloud UnionPay is also obvious, and the transaction volume has increased.
However, the increase in the number of mobile payment transactions is not caused by the increase in the number of consumer transactions. According to word-of-mouth data, Shanghai, Hangzhou and China rank the top three in the number of transactions in the first cities, in order: China, Nanjing, China, Japan, the United States, Japan, the United States, the United States, the United States, the United States, the United States, the United States, the United States, the United States, the United States, the United States, the United States, the United States, the United States, the United States, the United States, the United States, the United States America, America, America, America, America, America, America, America, America, America, America, America, America, America, America, America, America, America, America, America, America, America, America, America, America, America, America, America, America, America, America, America, America. In a single transaction cost, crime
