Central Bank: RMB loans increased by 19.75 trillion yuan in the first three quarters

China. com Finance, October 13 Today, People's Bank of China Released in the first three quarters of 2023 finance Statistical data report.

1、 Guangyi Goods currency 10.3% growth

At the end of September, generalized goods currency (M2) balance was 289.67 trillion yuan, up 10.3% year on year, 0.3 and 1.8 percentage points lower than that at the end of last month and the same period last year respectively; Narrow goods currency (M1) The balance was 67.84 trillion yuan, up 2.1% year on year, 0.1 percentage points lower than the end of last month and 4.3 percentage points lower than the same period last year; Goods in circulation currency (M0) The balance was 10.93 trillion yuan, up 10.7% year on year. The net cash released in the first three quarters was 462.3 billion yuan.

2、 People in the first three quarters currency Loans increased by 19.75 trillion yuan

At the end of September currency The loan balance was 239.52 trillion yuan, up 10.2% year on year. the people currency The loan balance was 234.59 trillion yuan, up 10.9% year on year, 0.2 and 0.4 percentage points lower than that at the end of last month and the same period last year respectively.

People in the first three quarters currency Loans increased by 19.75 trillion yuan, an increase of 1.58 trillion yuan year-on-year. By sector, household loans increased by 3.85 trillion yuan, including 1.75 trillion yuan for short-term loans and 2.1 trillion yuan for medium and long-term loans; Loans to enterprises (institutions) increased by 15.68 trillion yuan, of which short-term loans increased by 3.99 trillion yuan, medium and long-term loans increased by 11.88 trillion yuan, and bill financing decreased by 335.5 billion yuan; Non banking finance Institutional loans decreased by 4.7 billion yuan. In September, the people currency Loans increased by 2.31 trillion yuan, a year-on-year decrease of 176.4 billion yuan.

At the end of September currency The loan balance was US $685.7 billion, down 16% year on year. Outside the first three quarters currency Loans decreased by $55.9 billion, or $40.9 billion less than the same period last year. September, outside currency Loans decreased by US $3.3 billion, US $7.7 billion less than the previous year.

3、 People in the first three quarters currency Deposit increased by 22.48 trillion yuan

At the end of September currency The deposit balance was 286.6 trillion yuan, up 9.7% year on year. the people currency The balance of deposits was 281 trillion yuan, up 10.2% year on year, 0.3 percentage points lower than that at the end of last month and 1.1 percentage points lower than that at the same period last year.

People in the first three quarters currency Deposits increased by 22.48 trillion yuan, a year-on-year decrease of 273.7 billion yuan. Among them, household deposits increased by 14.42 trillion yuan finance Enterprise deposits increased by 4.52 trillion yuan nature Deposits increased by 673.8 billion yuan, non banking industry finance Institutional deposits increased by 95.8 billion yuan. In September, the people currency Deposits increased by 2.24 trillion yuan, a year-on-year decrease of 389.5 billion yuan.

At the end of September currency The balance of deposits was US $778.9 billion, down 12% year on year. Outside the first three quarters currency Deposits decreased by US $75 billion, a year-on-year decrease of US $37.1 billion. September, outside currency Deposits decreased by US $16.5 billion, a year-on-year decrease of US $9.8 billion.

4、 Inter bank people in September currency Monthly weighting of market interbank borrowing flat Average interest rate is 1.87%, monthly weighted repurchase of pledged bonds flat The average interest rate is 1.96%

Interbank people in the first three quarters currency The market traded 1611.95 trillion yuan in total through lending, cash bonds and repurchase, with an average daily turnover of 8.62 trillion yuan, up 18.3% year on year. Among them, the average daily transaction of interbank borrowing decreased by 2.2% year on year, the average daily transaction of cash bonds increased by 14.1% year on year, and the average daily transaction of pledge style repo increased by 21.4% year on year.

Weighted interbank borrowing in September flat The average interest rate was 1.87%, 0.16 and 0.46 percentage points higher than that of the previous month and the same period last year respectively; Pledge style repo weighting flat The average interest rate was 1.96%, 0.2 and 0.5 percentage points higher than that of last month and the same period last year respectively.

V country foreign exchange The reserve balance is $3.12 trillion

At the end of September, country foreign exchange The reserve balance is 3.12 trillion US dollars. At the end of September, the people currency The exchange rate is 7.1798 yuan per dollar currency 。

6、 Cross border people under current account in the first three quarters currency The settlement amount is 10.16 trillion yuan, directly investment Cross border people currency The settlement amount is 5.6 trillion yuan

key word: RMB balance deposit increase