Changchun provident fund new policy: the maximum loan amount is 900000 yuan, and families with more children can increase by 30%

According to Changchun Housing Provident Fund Management Center of Jilin Province, on September 15, Changchun issued the Notice on Adjusting the Individual Housing Loan Policy of Changchun Housing Provident Fund, which will be implemented as of the date of promulgation.

The notice shows that the house is purchased in the main urban area and development zone of Changchun City (excluding Shuangyang District and Jiutai District), and the maximum amount of a single loan with a co borrower is 900000 yuan; The maximum amount of a single loan without a co borrower is 600000 yuan.

The house is purchased in Shuangyang District and Gongzhuling City of Changchun City, and the maximum amount of a single loan with a co borrower is 650000 yuan; The maximum amount of a single loan without a co borrower is 500000 yuan. The house is purchased in Jiutai District, Dehui City, Yushu City and Nong'an County, and the maximum amount of a single loan with a co borrower is 450000 yuan; The maximum amount of a single loan without a co borrower is 300000 yuan.

According to the documents, if the employees who have paid the housing provident fund in the railway power sub center and the branches under its jurisdiction buy their own houses outside the administrative area of Changchun City, the maximum amount of a single loan shall be subject to the loan policy standards of the local management center where the house is purchased.

The notice shows that the maximum amount of a single loan can be increased by 30% for families with more than two children who apply for housing provident fund loans for the first time.

The document also said that the loan amount should not exceed the maximum amount of a single loan, and should not exceed 20 times the sum of the balance of the housing provident fund account when the borrower and his spouse apply for housing provident fund loans.

For college graduates who meet the Changchun City's policy of promoting employment and entrepreneurship of coming (staying) seniors, if they apply for housing provident fund loans for the first time to purchase their own homes in the main urban areas and development zones of Changchun City (excluding Shuangyang District and Jiutai District), if the loan amount does not exceed 500000 yuan, they may not be subject to the multiple of the balance of the housing provident fund account.

For the first application for housing provident fund loan, the loan amount shall not exceed 80% of the value of the collateral; For the second application for housing provident fund loan, the loan amount shall not exceed 70% of the value of the collateral.

Employees who have paid the housing provident fund in other management centers and purchased their own houses in the administrative region of Changchun City can apply for a non local loan of housing provident fund.

key word: Changchun City accumulation fund quota 10000 yuan