Enjoy up to 24 months interest free installment, online or in store

When you purchase products from the Apple Store online store, please refer to the following installment plan and rate.

Schedule of Installment Payment Scheme
24 months	12 months	6 months	3 months	1 month	Minimum
Not available	0%	0%	0%	Not available	RMB 1,000
0%	0%	0%	0%	0%	RMB 1,000
0%	0%	0%	0%	0%	RMB 1,000
0%	0%	0%	0%	Not available	RMB 1,000

Installment service provided by Apple

Convenient monthly payment

If you want to purchase products in an affordable monthly payment, we offer a series of installment options.

Installment Partner

Choose one of our multiple installment partners and choose the installment period that suits you (e.g. 12 months).

Apple Store online store and Apple Store retail store

Both the Apple Store online store and the Apple Store retail store offer an installment plan.

The in store installment plan is different from the above plan. Please consult a specialist in the store.

Process description:

Choose your product.

SHOP NOW , add the selected item to the shopping bag.

Continue with checkout.

Enter your credit card details or scan the QR code and select an installment term (e.g. 12 months).

Please note that if you choose to pay by installment, you may need to install the "Alipay" app on your mobile phone to complete the payment. If you choose China Merchants Bank installment, you need to install the "Palm Life" app on your mobile phone to complete the payment.

Order delivery.

We will notify you by email when the order is delivered and confirm the delivery date.

Monthly payment.

You will start the installment according to the selected scheme. For details, please refer to your monthly bank statement or Alipay account.

Need help?

Please contact us at 400 666 8800 or Communicate online now. (Open in a new window)

Get help buying

Any problems? Call a specialist or communicate online.
Call 400-666-8800

Please contact us

Conditions of installment service

The above installment plan is provided by credit card issuers China Merchants Bank, China Construction Bank, Industrial and Commercial Bank of China and Ant Financial (Huabei) to eligible mainland Chinese residents. Enjoy an interest free installment of up to 24 months online or at the store. The installment plan of the Apple Store retail store may be different from that of the Apple Store online store. Please consult a specialist in the store. All shopping installments must be approved by your credit card issuer, and Ant Financial Services must approve the installment of Huabei. If the installment plan you choose is not approved by the credit card issuer or Ant Financial, Apple will not be informed of the reason. Please refer to the websites of China Merchants Bank, China Construction Bank, Industrial and Commercial Bank of China and Alipay for relevant conditions, fees and charges. The above installment service is only applicable to individual consumers. The installment plan applicable to enterprise and educational institution customers, enterprise employee purchase plan (EPP) and Apple employee purchase plan (EPP) may be different from the above plan. For details, please refer to the education store, EPP online store and enterprise store. The company credit card is not eligible to apply for installment. The maximum limit of a single order for installment payment of China Merchants Bank is RMB 150000.

When the goods are available and/or shipped, the purchase amount will be included in your credit card or Alipay account bill. Relevant financial expenses will be displayed in your credit card statement or Alipay account.

The products shall be provided with installment service according to the advertising price or the marked price. Price includes VAT. Free delivery service is available for all orders.

Apple Education Offers and Installment Services

For an order purchased from Apple Store online education store and enjoying education discount, three months of interest free installment payment can be used if the order is paid by Huabei or a specific bank and the amount of a single order is not less than RMB 1000; See the education store for details.
Orders purchased from Apple Store retail stores and enjoying educational benefits can be paid in installments with credit cards, but the store does not provide interest free installment service.

This information was updated on June 20, 2023.