This period is Industrial Bank The fifth part of the series of middle-level personnel replacement mainly introduces the follow-up personnel adjustment in the past, involving the presidents of several tier one branches and the audit department of the head office.
Wang Qiang, Vice President of Beijing Branch, and Ren Ningde Branch President ； Former Xingye Head Office Risk Management Department Vice General Manager. primary Zhang Chang, President of Ningde Branch, has served as General Manager of Retail Platform Department and Director of Consumer Protection Office of the Head Office 。
Li Junyun, Vice President of Shanghai Branch, President of Changchun Branch ； He used to be the Assistant President and Vice President of Industrial Bank Wuhan Branch. primary But Wenhua, President of Changchun Branch, has been the President of Shijiazhuang Branch.
Wang Weixin, Vice President of Fujian Management Department of the Head Office, President of Longyan Branch ； He once served as the President Assistant of Fuzhou Branch of Industrial Bank, and was promoted to the Vice President of Fuzhou Branch in September 2021. primary Li Botao, President of Longyan Branch, has been the President of Ningbo Branch.
Li Chao, Vice President of Zhengzhou Branch, is the President of Dalian Branch. Cao Zhongshan, the former president of Dalian Branch, has been the president of Shenyang Branch.
President of Suzhou Branch Wang Hongwei was transferred to inspector ； He used to be the President of Xining Branch and Changchun Branch of Industrial Bank. Li Taishun, the former president of Industrial Pratt&Whitney Technology, has taken over as the president of Suzhou Branch.
Luo Dunying, Deputy General Manager of Corporate Financial Risk Management Department of the Head Office, Vice President of Guangzhou Branch ； He used to be the Assistant President of Industrial Bank Shijiazhuang Branch, the Vice President of Taiyuan Branch and the President of Sanming Branch.
Zhang Pengfeng, Vice President of Guangzhou Branch, is the General Manager of the Innovation Incubation Project Team of WeBank. He was once the Assistant President and Vice President of Industrial Bank Shenzhen Branch.
In addition to the branches, the bank personnel also learned about the personnel changes in the Audit Department of Industrial Bank:
Zhang Fupei, Vice President of Guangzhou Branch, served as the Deputy General Manager of the Audit Department Headquarters. He used to be the President Assistant of Industrial Bank Xining Branch and Vice President of Kunming Branch.
Li Hualiang, General Manager of Guangzhou Branch of Audit Department, served as Deputy General Manager of Operation Management Department of the Head Office ； He was once the Assistant President and Vice President of Industrial Bank Quanzhou Branch.
Step by step, Xi'an Branch of Head Office Audit Department, General Manager of Guangzhou Branch of Audit Department ； He used to be the Vice President of Industrial Bank Qingdao Branch.
Lin Jianping, Deputy General Manager of the Special Assets Business Department, is the General Manager of Xi'an Branch of the Audit Department.
It is understood that the Audit Department of Industrial Bank is the first level management department of the head office headquartered in Fuzhou, with six branches in Beijing, Shanghai, Guangzhou, Chengdu, Xi'an and Shenyang. As the third line of defense, the Audit Department is responsible for carrying out the whole process audit and conducting independent, focused and forward-looking continuous audit supervision on all business links of the Bank.
On the evening of April 25, Industrial Bank released its performance report for the first quarter of 2024.
As of the end of March, the total assets of Industrial Bank were 10.26 trillion yuan , increased by 98.929 billion yuan over the end of the previous year, Increase by 0.97%; The operating revenue reached 57.751 billion yuan, returning to positive growth, with a year-on-year growth of 4.22%; Net profit attributable to parent company 24.336 billion yuan, down 3.1% year on year.
Industrial Bank said, The decrease in net profit was mainly due to the Company's strengthening of risk resistance and the year-on-year increase in impairment provision. The increase in revenue was mainly due to the year-on-year increase in net interest income, bond asset investment income and the decrease in expenses.
From the perspective of revenue structure, The net interest income realized positive growth, reaching 37.242 billion yuan, with a year-on-year growth of 5.09%. The net interest margin was 1.87%, with a month on month decrease of 2 BP and a year-on-year decrease of 10 BP. Non interest net income grew steadily to 20.509 billion yuan, up 2.69% year on year; Other non interest net income was RMB 14.311 billion, up 16.16% year on year, mainly due to the year-on-year increase in investment income of bond assets; The net income of service charges was 6.198 billion yuan, down 18.99% year on year, mainly due to the decrease of bank card and wealth management income. While increasing income, Industrial Bank took the initiative to reduce various expenses, and business management expenses decreased by 3.73% year on year.
In terms of asset quality, as of the end of March, the non-performing loan ratio of Industrial Bank was 1.07%, unchanged from the end of the previous year, and the balance of non-performing loans was 59.420 billion yuan, an increase of 929 million yuan from the end of the previous year. The provision coverage rate was 245.51%, 0.30 percentage points higher than that at the end of last year; The loan allocation ratio was 2.63%, unchanged from the end of the previous year.
In addition, Capital adequacy ratio decreased compared with the end of last year 。 As of the end of March, the capital adequacy ratio under the group standard of Industrial Bank was 13.7%, down 0.43 percentage points from the end of last year; Tier one capital adequacy ratio was 10.64%, down 0.29 percentage points from the end of last year; Core tier one capital adequacy ratio was 9.52%, down 0.24% from the end of last year Percentage points.
On April 24, Industrial Bank announced that 30 billion yuan of open-ended capital bonds had been issued, and the funds raised from the bonds would be used to supplement other tier one capital of the company.
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