Original title: See the melon again! 102 materials were exposed, and the business loan was reported to enter the property market illegally! More big V instigated fake marriage and held it on behalf of... 7.28 million yuan of real estate has been seized!
Since this year, Shenzhen has continuously upgraded the regulation of the property market, and patched up a number of details in order to prevent some investors from "speculating".
The reporter noticed that the microblog user @ Shenfangli Decoration Team 003 has recently exposed "relevant clues of Shenfangli gang to defraud business loans for real estate speculation" in his personal microblog. A microblog on April 2 pointed out that microblog user @ Meima Chen Xiaoquan had applied for a personal business loan of 3.85 million yuan on September 18, 2019 for housing speculation. "There are more loans under his name, which are also used for speculation. If you need more details, please contact me by private mail, and check carefully."
On April 4, @ Shenfangli Decoration Team 003 revealed 102 pieces of real estate speculation materials at one fell swoop, which wrote "102 pieces of real estate speculation materials of Shenfangli Cradle Members", and attached a long picture.
It is reported that most of the content of the long-term map is house purchase information, which was mostly in the first half of last year, with the purpose of "agent shareholder recruitment". In addition, Changtu Zhonghai mentioned many second-hand housing communities and areas that were previously "hot" in Shenzhen, such as Qianhai Times Community and Bao'an Central District.
@Shenfangli Decoration Team 003 pointed out that "Shenfangli" was certified as a "real estate expert" on Weibo and has more than 1.4 million fans. At present, it costs 3980 yuan/year to apply for "V+Member". Taking "Shenfangli" as the representative, under the incitement of its words of "Shenzhen housing prices will always rise" and "using loans to support loans to achieve financial freedom", some non local netizens are buying houses in Shenzhen by borrowing down payment, high leverage, regardless of cost, and even "holding" and "fake marriage" on behalf of others. A real estate lawyer reported that recently he received a number of inquiries from "Shenfangli" members who bought the Shenzhen property in partnership. One of the "holders" wanted to monopolize the property after seeing the rise of the housing price and came to consult with legal issues.
In fact, this microblog big V "Shenfangli" with millions of fans has been complained by users before. The reporter found that in the first half of this year, a microblog user named "Sister 7 Crabs" sent a long complaint, claiming that he had been cheated by "Shenfang Manager", resulting in the seizure of his Shenzhen property worth 7.28 million yuan. Public information shows that in the first half of this year, "Sister 7 Crabs" bought a house in Qianhai, Wanghong District, Shenzhen, for 7.28 million yuan through an advance fund company in the form of "fake marriage", according to the proposal of Big V, through the payment of house purchase consultation fees, service fees and other complete processes. According to the house purchase plan given by Big V, "Sister 7 Crab" pledged the house property to the bank after obtaining the house property certificate, and then returned the loan amount to the advance fund company. However, the Shenzhen operation loan policy was suddenly tightened, requiring urgent self inspection of the illegal flow of house mortgage operation loan funds into the real estate market. At that time, even the bank manager said that the mortgage could not be done until half a year after the house property certificate was obtained. The news shows that the capital chain of "Sister 7 Crabs" who bought houses with leverage was broken, and was sued by the advance company. The newly acquired property was sealed up by the People's Court of Luohu District, Shenzhen.
In response to the soaring online red market, an investor who did not want to be named told the reporter that many online red second-hand housing communities in western Shenzhen in the past year, almost all of them were the hands of property speculation groups. Under the current new reference price policy, it is recommended that buyers stay away from these properties, because the risk is too great, so they should not be the market heroes.
The reporter consulted a number of real estate agents and got the reply that the owner's quotation of the above community was indeed a bit "false high". Under the current reference price for second-hand housing transactions, the turnover decreased significantly. Industry insiders suggest that under the current new policy of reference price, buyers should stay away from these properties, because the risk is too great, so they should not take over.
Shenzhen upgraded regulation to plug loopholes in real estate speculation
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Since last year, Shenzhen has launched a campaign to severely crack down on holding on behalf of others, as well as the illegal flow of consumer loans and business loans into the property market. For example, on January 23, Shenzhen Housing and Urban Rural Development Bureau issued the Notice on Further Strengthening the Examination and Management of the Qualification of Commercial Housing Purchasing in Our City, emphasizing the examination of the qualification of commercial housing purchasing, and further cracking down on the phenomenon of speculation such as "holding on behalf of others".
On April 2, according to the requirements of the Notice of the General Office of the Ministry of Housing and Urban Rural Development of the General Office of the Bank of China on Preventing the Illegal Inflow of Loans for Business Purposes into the Real Estate Field issued by the General Office of the People's Bank of China, the People's Bank of Shenzhen, together with the Bureau of Banking and Insurance Supervision of Shenzhen and the Bureau of Housing and Urban Rural Development of Shenzhen, launched a joint investigation to prevent the illegal inflow of loans for business purposes into the real estate field. It is hereby announced that the loan for business purposes flows into the real estate field in violation of regulations complaint The way of reporting, welcome the general public to provide reporting clues. In addition to the reporting channels issued by the Bank, Shenzhen Banking and Insurance Regulatory Bureau and Shenzhen Housing and Urban Rural Development Bureau also issued relevant announcements and announced the reporting telephone numbers.
Li Yujia, the chief researcher of Guangdong Housing Policy Research Center, believes that the essence of Shenzhen's property market is not a supply problem, but a lever speculation problem. Some analysts said that, in fact, after Shenzhen has successively introduced precise control measures to crack down on house purchase violations from the aspects of purchase qualification, financial supervision and other aspects, most of the real estate speculation methods have been basically difficult to operate.
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