Front row prompt

  • Currently, the card is applied for on the webpage entrance It is closed and cannot be handled through the webpage. You can only apply for this card by searching for keywords such as "initial sound" through China Merchants Bank's handheld life app.
  • The curve application method has expired, please do not try again, please apply after formal work!

A long time ago (about the year before last), I accidentally saw the " Hatsune Miku Custom Credit Card ". As an ordinary beginner's iron powder, the application card is free of money, so you naturally want to get it. But at that time, I was not 18 years old, had no job, and could not apply. This matter gradually faded away.

A few days ago, I wandered around the blog and saw Lesun I wrote an article about "CMB Young Card", and then I remembered it. Leave a message and ask. I know that you can curve apply. After Google, I also found the tutorial in the Chuyin Bar. So he submitted the application for Young card on the same day. After a series of reviews and applications. Finally, I did not disappoint everyone's expectations. I applied!

Let me talk about the specific process of application.

Cover: L / Nochek #Pixiv

premise

If you are a social person and have a stable job, please Direct application Don't hesitate! But students can only apply in a curve, and there are two major prerequisites:

  1. already adult
  2. yes Enrolled Of college students

That is to say, college students who have not entered the university after receiving the notice cannot apply, and college students who have entered the university but are still under age cannot apply.

After the above conditions are met, the following preparations need to be made:

  1. A real name mobile phone card (the real name must be your own)
  2. A savings card (registered palmtop life account&for real name, the card is also your own real name information)

Then you can apply. Just download "Palm Life" in the mobile app store, and complete a bunch of necessary operations: register an account, real name account, etc.

Apply for Young Card for College Students

1. Select card

Next, apply for a Young card for college students. If you can't find where to apply, just search in the search box. The key word is "college student credit card". There are five kinds of cards, you can choose according to your preference.

2. Fill in information

The most important thing is to fill in the credit card information without mistakes. The initial application card will have a lot of information to fill in, including the full name of the school address and the dormitory building. If you need to fill in the landline number, you can fill in the school office. It doesn't matter.

3. Card collection and activation

As long as the information is filled in accurately, the application is generally passed in one or two days. Then I went to the bank to sign in person. When you go to the interview, you should bring your mobile phone, ID card and the bank card used for real name authentication of the activated account. This bank card will be used to verify the identity during the interview.

It took me about a week from submitting the application to the bank's face to the card. When I went to the bank for an interview, I forced a CMB savings card, saying that it was used for repayment

The visa will be sent the next day after passing the interview, and the card will be sent to EMS, and I will arrive in two days. When you get it, you can open a card with the palm bank and get the limit. For college students, the quota is 3000. It's not clear that Lesun can apply for the quota.

If "You have recently handled card transfer..." is displayed when you receive the credit limit, you can receive it the next day after you open the card. (I called customer service!)

Here are two bank cards. After opening the card and getting the amount (3000 yuan), I should be able to apply for the initial sound card according to the reason, but I applied the next day. Once this college student credit card is applied for, you can apply for all ordinary credit cards of China Merchants Bank. There is no job restriction. (At least that's the case before sending the document. Let's talk about changes)

By the way, this college student card has an activity:

From now on to June 30, 2018, any new owner card holder who successfully handled the campus version of the YOUNG card will use the card (including e-recruitment card) to pay via Alipay, WeChat, or various mobile phones (including Apple Pay, Huawei Pay, Mi Pay, Samsung Pay, HCE), or handheld life UnionPay scanning code within the next two natural months after the card is issued, Or UnionPay cloud flash payment APP transactions with any amount up to 6, you can register and receive Pentium electric shaver/Alpine trolley case/1000 points through China Merchants Bank's handheld life APP (you can only choose one of the three)

Apply for Chuyin Future Credit Card

Similarly, if you cannot find the entrance to the application card, you can search it directly. The second credit card application is much more convenient. After filling in the information, wait for him to send it.

I also applied for MasterCard when I applied for the first tone card, which may come in handy in the future.

So far, I have four cards in hand, including one savings card and three credit cards.

After the card is opened, you can set security settings such as whether to enter a password when making payment, and whether to ban cash withdrawal across provinces. You can also bind Alipay, MIpay quick payment, etc.

By the way, there is also an activity for this future card of first tone:

From now on to June 30, 2018, any new owner card holder who has applied for and successfully issued the China Merchants Bank Chuyin Future Credit Card will, within two natural months after the issuance of the card, ① use the card (including e-Zhaopin card) to pay via Alipay, WeChat, or various mobile phones (including Apple Pay, Huawei Pay, Mi Pay, Samsung Pay, HCE), or scan the number of handheld UnionPay, Or UnionPay cloud flash payment APP code scanning transactions with any amount up to 6; Or ② swipe the card (including e-card) for 3 times, and each consumption reaches 188 yuan; Or ③ a transaction of more than 500 yuan (including 500 yuan) for the payment of CMB credit card after tying the handheld life card; You can choose one of the following gifts through the handheld life app: a backpack for American tourists worth 399 yuan or 1000 points for China Merchants Bank credit card.

At present, I don't have such great consumption capacity, so this activity can only be viewed with envy. ( ¦ 3[▓▓]

AR function

Open the AR module in the handheld life APP, scan the initial tone future card (if not, you can scan the first picture in this article), and you can see the weight of miku from an appropriate angle ԅ (¯﹃¯ ԅ)

matters needing attention

The system will ask customers to fill in their work units for customers two months before graduation and customers after graduation when operating the quota.

summary

The above is the process for college students to apply for the first tone credit card. Let me remind you that campus cards and Mastercards are Free annual fee Yes, but the future fan card of the first tone is With annual fee Of, Free annual fee for the first year, and free annual fee for the next year if you pay 6 times a year If you don't use it, you can choose to keep the card face for collection or brush it for 6 times.

Credit cards can be used for overseas shopping, server tampering, Steam payment and Amazon shopping, but please remember that this is one of our most important credit vouchers. The examples of seniors tell us that non repayment affects not only yourself, but also your family. It will also stay on the credit report, which will be eliminated five years after the debt is settled. During this period, you will be ostracized by all credit related institutions, even by high-speed railway and airplane. So please make good use of this tool.

reference resources

  1. CMB Chuyin Future Credit Card Promotion Page (Those who have jobs can apply directly)
  2. YOUNG Card Campus Page
  3. The future of Chuyin About how college students apply for the first tone fan card of CMB