| Full text of information |
Guangfa Money Bag Money Market Fund (Guangfa Money Bag A) Fund Product Information Summary
to update
Prepared on: March 25, 2024
Date of delivery: March 26, 2024
This summary provides important information about the Fund and is part of the Prospectus.
Please read the complete prospectus and other sales documents before making an investment decision.
1、 Product Overview
Fund Abbreviation GF Money Bag Fund Code 000509
Subordinate Fund Abbreviation Guangfa Money Bag A Subordinate Fund Code 000509
Fund Manager Guangfa Fund Management Co., Ltd. Fund Custodian Guangfa Bank Co., Ltd
Effective date of fund contract 2014-01-10
Fund type Money market fund transaction currency RMB
Operation mode: ordinary, open, open, frequency: every open day
Started to serve as the foundation of the Fund
2014-05-30
Manager Jin's date
Ren Shuang
Securities practice date: July 1, 2008
fund manager
Started to serve as the foundation of the Fund
2023-12-13
Manager Jin's date
Zeng Xuelan
Securities practice date: July 12, 2010
After the Fund Contract takes effect, the number of fund share holders is less than 200 or the net asset value of the fund is less than 5000
The fund manager shall report to the CSRC in a timely manner if the amount is 10000 yuan; If the above situation occurs for 20 consecutive working days,
The fund manager shall explain the reasons and submit solutions to the CSRC.
In addition, after the Fund Contract comes into force, the Fund Manager will, according to the operation of the Fund
other
On the premise that there is no material adverse impact on the interests of the Fund Custodian, the Fund Custodian shall negotiate with the Fund Custodian and perform relevant information disclosure
After disclosure of the program, the fund shares can be automatically converted into the fund of Guangfa Daily Red Start Money Market Fund
The general meeting of fund share holders need not be convened.
If laws and regulations provide otherwise, the provisions shall prevail.
Note: The Fund has added Class E shares since July 10, 2017.
2、 Fund investment and net worth performance
（1） Investment objectives and strategies
On the premise of effectively controlling investment risk and maintaining high liquidity, strive to achieve stable and exceed performance ratio
Investment objectives
Benchmark return on investment.
The Fund invests in financial instruments permitted by laws, regulations and regulatory authorities, as follows:
1. Cash;
scope of investment
2. Bank deposits (including demand deposits, time deposits, call deposits
Large deposit receipts, etc.), bond repurchase, central bank bills, inter-bank deposit receipts;
3. Bonds and non-financial enterprise debt financing instruments with residual maturity of less than 397 days (including 397 days)
Including but not limited to short-term financing bonds, ultra short-term financing bonds, medium-term notes), asset-backed securities;
4. Other money market instruments with good liquidity recognized by the CSRC and the People's Bank of China.
If laws and regulations or regulators allow money market funds to invest in other financial instruments in the future, the fund manager shall
It can be included in the scope of investment after performing appropriate procedures.
Specifically, it includes: 1. interest rate expectation strategy; 2. Deadline allocation strategy; 3. Variety allocation strategy; 4. Bank's decision
Main investment strategies
Investment strategy for term deposits and large amount certificates of deposit; 5. Arbitrage strategy; 6. Liquidity management strategy.
Performance benchmark demand deposit interest rate (after tax)
The Fund is a money market fund, and its long-term average risk and expected return rate are lower than those of equity funds and hybrid funds
Risk return characteristics
T-funds and bond funds.
Note: See "Fund Investment" in the Prospectus of Guangfa Money Market Fund and its updated documents for details.
（2） Portfolio Asset Allocation Chart/Regional Allocation Chart
Portfolio Asset Allocation Chart
（3） The net return rate of the fund every year since the fund contract came into effect and the comparison chart with the benchmark performance of the same period
Note: 1. The Fund units are calculated according to the actual duration in the year of establishment (2014) and not converted according to the natural year.
2. Past performance of the Fund does not represent future performance.
3、 Expenses involved in investing in the Fund
（1） Fund sales related expenses
The Fund generally does not charge subscription fees and redemption fees, but when the Fund holds cash, national debt, central bank bills, policy financial bonds
And the proportion of other financial instruments due within 5 trading days in the net asset value of the fund is less than 5% and the net asset value of the fund is determined by shadow pricing
When the deviation from the net asset value of the fund calculated by the amortized cost method is negative, or the total number of units held by the top 10 unit holders exceeds the fund
Under the premise of 50% of the total shares, when the cash, national debt, central bank bills, policy financial bonds and
The proportion of other matured financial instruments in the net asset value of the fund is less than 10% in total, and the net asset value of the fund determined by shadow pricing is calculated with the amortized cost method
When the deviation degree of the calculated net asset value of the fund is negative, in order to ensure the smooth operation of the fund and avoid inducing systematic risk, the fund manager should respond to the daily order
The mandatory redemption fee of 1% will be levied on the redemption application of fund unit holders who apply to redeem more than 1% of the total fund units, and
The redemption fee shall be included in the fund property in full; The Fund Manager and the Fund Custodian negotiate and confirm that the above practices are not conducive to maximizing the interests of the Fund, except
Outside.
（2） Fund operation related expenses
The following expenses will be deducted from the fund assets:
Fee category Charging method/annual fee rate
Management fee 0.30%
Custody fee 0.05%
Sales service fee 0.22%
Information disclosure fees, accountants' fees, lawyers' fees and litigation related to the Fund after the Fund Contract takes effect
Legal costs, fund unit holders' meeting fees, fund securities transaction fees, fund bank transfer
other expenses
Fees, fund related account opening and maintenance fees and other fees, and
Other expenses that may be disbursed from the fund assets as stipulated in the gold contract.
Note: The expenses and taxes incurred by the Fund in trading securities and funds shall be deducted from the Fund assets according to the actual amount incurred.
4、 Risk disclosure and important tips
（1） Risk disclosure
The Fund does not provide any guarantee. Investors may lose their investment principal.
The investment is risky, and investors should carefully read the Prospectus and other sales documents of the Fund when purchasing the Fund.
1. The Fund's unique risks
(1) Common risks of money market funds
The Fund's investment in money market instruments may face high liquidity risk and systemic risk of interest rate fluctuations in the money market. Money market
The fluctuation of market interest rate will affect the reinvestment income of the fund and the change of the fair value of the fund assets. At the same time, asset change is carried out for redemption
At present, it may face liquidity risk due to insufficient trading volume of money market instruments.
(2) Special risks of important money market funds
The Fund was identified as an important money market fund in February 2024 according to the evaluation of the CSRC. Fund managers of important money market funds
In addition to complying with the general requirements of laws and regulations on funds, the Fund Custodian, Fund Sales Agency and other entities shall also comply with
The Interim Provisions on Fund Supervision shall apply more prudent special supervision requirements and risk disposal requirements. Please pay attention to the Fund as an important currency market
Risks of market funds: 1) The investment operation indicators of the Fund are more stringent than those of general money market funds, including investment concentration and assets
Rating requirements, counterparty risk management and control, high liquidity asset ratio, liquidity restricted asset ratio, portfolio duration, leverage ratio and other indicators; 2）
The Fund Manager will prudently confirm the application for large amount subscription and avoid accepting the application for subscription of a single investor, which will lead to the holding of more than the total shares of the Fund
5%; If a single investor holds more than 5% of the total fund shares, the fund manager will work with relevant investors to advance the redemption
Make binding arrangements, including but not limited to the fact that the net redemption unit of a single day shall not exceed 5% of the total fund unit, and postpone the payment of partial redemption funds; have to
When necessary, the fund manager may set the upper limit of the single investor's single day subscription amount, the upper limit of the fund's single day net subscription proportion, and the redemption application scale
Determine the scale control measures such as accepting the subscription application scale and suspending the fund subscription. The Fund may be removed by the CSRC if it fails to meet relevant conditions
List of important money market funds. Investors are requested to pay special attention to the relevant risks of the Fund as an important money market fund and the
List of important money market funds, and reasonably arrange funds for investment.
2. Market risk: The price of the securities market is affected by various factors such as economic factors, political factors, investment psychology and trading system
The risk caused by the change of fund return level.
3. The common management risk, professional ethics risk, liquidity risk, compliance risk, investment management risk, etc. of open-ended funds.
4. Other risks
（2） Important tips
The registration of the Fund raised by the CSRC does not indicate that it makes substantive judgments or guarantees on the value and income of the Fund, nor does it indicate that
It is clear that there is no risk in investing in the Fund.
The Fund Manager shall manage and use the Fund assets in accordance with the principles of due diligence, honesty, prudence and diligence, but does not guarantee that the Fund will be profitable,
Nor does it guarantee minimum returns.
When a fund investor acquires fund units in accordance with the fund contract, he or she becomes the holder of fund units and the party to the fund contract.
If the summary information of the fund product information changes significantly, the fund manager will update it within three working days. If other information changes,
The Fund Manager shall be updated once a year. Therefore, the content of this document may lag behind the actual situation of the Fund. If it needs to be timely and accurate
To obtain the relevant information of the Fund, please also pay attention to the relevant temporary announcements and regular reports issued by the Fund Manager.
If the investor disputes the fund contract, please refer to the "Dispute Settlement and Applicable Law" section of the fund contract for the dispute settlement method
Relevant chapters.
5、 Other data query methods
For details of the following information, please refer to the official website of the Fund [www.gffunds.com.cn] [Customer service hotline: 95105828 or 020-83936999]
(1) Guangfa Money Market Fund Contract
(2) Guangfa Money Market Fund Custody Agreement
(3) Prospectus of Guangfa Money Market Fund
(4) Regular reports, including quarterly, interim and annual reports of the Fund
(5) Net value of fund units
(6) Fund sales agency and contact information
(7) Other important information
|
