Jinqilin 2018 Insurance Summit Forum

Liang Tao said that with the transformation of China's economy from high-speed growth to high-quality development, it is imperative for the insurance industry to move towards high-quality development. It is incumbent on the insurance industry to serve the country's high-quality development. The insurance industry should have a clear understanding of this. After 40 years of reform and opening up, the insurance industry has stood at a new starting point. The most distinctive feature of this new starting point of development is to move towards high-quality development. [Details]

Liang Tao said whether the insurance industry also needs such a radical change? In general, with the transformation of China's economy from high-speed growth to high-quality development, it is imperative for the insurance industry to move towards high-quality development, and it is duty bound to serve the high-quality development of the country. The whole industry should have a clear understanding of this. [Details]

Liang Tao said that the transformation of the development model has never been an easy process, but a revolution from the inside out, which requires effective measures and the joint efforts of the whole industry. To promote high-quality development, we need to focus on four aspects: first, relying on the concept change; Second, driven by enterprises; Third, it is led by supervision; Fourth, it is enabled by science and technology. [Details]

Liang Tao pointed out that in the future, the insurance industry must actively embrace and accept the high-tech wave, constantly strengthen the application of new technologies in product design, process management, service improvement and business expansion, and effectively achieve development quality Improvement of management efficiency and service capability. [Details]

Liang Tao said that the high-quality development of the insurance industry is, in the final analysis, to give full play to the function of economic shock absorber and social stability and serve the high-quality development of the country. We should fully understand the new requirements of the new era for the insurance industry and enhance the sense of mission to promote high-quality development of the insurance industry. The report of the 19th National Congress of the Communist Party of China clearly pointed out that after long-term efforts, socialism with Chinese characteristics has entered a new era, which is a new historical orientation for China's development. [Details]

Insurance is not an industry that makes big money and fast money, otherwise it will deviate from the fundamental

Wang Zimu, Chairman and CEO of Huatai Insurance Group Co., Ltd., stressed that insurance must adhere to the basic function of insurance, not only insurance, but also capital utilization. In general, we should stick to the principle that liabilities drive assets. Surname insurance means liabilities. If there are two surnames, one is insurance and the other is capital. If we insist on the family insurance, we should consider the problem of debt driven assets. Insurance is a timely help, and investment is icing on the cake. If you turn investment into a timely help, it will make you worse in the future. [Detailed]

The insurance industry should return to honest service, which is the fundamental starting point to solve the problem

Luo Haiping, Executive Vice President, Chief Risk Officer and Doctor of Economics of China United Insurance Group, said that what insurance abides by is honest service, what it operates is risk, and what it undertakes is social responsibility. He shared his experience from three aspects. The first return was to return to customer service; Second, develop some products that meet customer needs; The third aspect is to achieve the best customer experience. It is better to stick to the customer first and make the customer experience consistent. [Detailed]

The future life insurance business model will present the characteristics of science and technology and internationalization

Zhang Ke, General Manager of Taiping Life Insurance, said that the life insurance business environment has undergone profound changes, and the industry boundaries are becoming increasingly blurred. Insurance companies must have new values in the future. Today's consumer groups are getting younger and more educated. They are no longer passively waiting for consumption, but more seeking experience. The future life insurance business model will be characterized by science and technology, ecology and internationalization. Under the general trend of opening up, the insurance industry will also introduce more and go global. [Detailed]

Zhengshang Exchange will actively promote the listing and trading of agricultural products such as jujube futures

Yu Xuanfeng, Deputy General Manager of Zhengzhou Commodity Exchange, said that Zhengzhou Commodity Exchange will give full play to its own advantages, actively promote the listing of agricultural products such as red dates, and further enrich risk management. The pilot model of insurance+futures is a financial innovation jointly launched by China's futures industry and insurance industry to give play to their respective risk management advantages. It is of positive significance to promote China's agricultural marketization reform and serve the country's fight against poverty. [Detailed]

"Insurance+futures" is exploring from the agricultural field to the industrial field

Zhu Lihong, deputy general manager of Dalian Commodity Exchange, said that due to the cooperation between futures and finance, the exploration from agriculture to industry and from policy insurance to commercial insurance has begun again. In the past three years, the pilot project of insurance+futures has done very well with the support and attention of all parties, including the joint participation of everyone. We have never encountered such a project, and all aspects related to it are very supportive and actively involved. The support in the financial field and the services in agriculture play a positive role. [Detailed]

Personalized customization will be the exploration theme of the 3.0 era of the insurance industry

Lan Yadong, Chairman of Hengqin Life Insurance, said that personalized customization will be the theme of the 3.0 era of the insurance industry. The most important path of technology empowerment is in the 3.0 era. The 3.0 era is undoubtedly an important sign that small and medium-sized insurance companies must go out of their own unique way, rather than follow the so-called development path of large companies. In the 3.0 era, no matter big companies, small companies, profitable companies, unprofitable companies, start-up companies or small and medium-sized companies, change will become the theme. [Detailed]

It is wrong for us to cry for difficulties in the huge demand space of the insurance market

Zhang Ke, General Manager of Hongkang Life Insurance, stressed that in the future, whether it is a large company, a small company or a medium-sized company, if you do not create customer value, it will be difficult. The more difficult it is, the more tired it will be, because the market will become more transparent. We talk more, do less, practice more, and practice less. Your products and services should meet the needs of customers, which is a simple requirement. So far, the demand for products, products and services in our industry cannot meet the demand. We didn't meet customer needs. [Detailed]

From 2019, insurance technology will turn to service ecology

Yin Ming, vice president of Ant Financial and president of the insurance business group, said that the outbreak of health insurance was accidental and had inevitable factors, but there were more accidental factors. There will be no market and no customers for future health insurance. Health insurance is a new track for each family, and the running posture and posture have also changed. I have a prediction that from 2019, insurance technology will fully turn to service ecology, not just sales. It is very effective to do ecology, without extreme experience and health management. [Detailed]

Lan Yadong: If there is no self revolutionary transformation, it is still a high-frequency word for insurance in the future

Lan Yadong, Chairman of Hengqin Life Insurance, said that the most important transformation is not the design of some technology schemes, nor the so-called vision of the future. The most important thing is that it is actually a change in the way of thinking of the group. There is no change in the way of thinking of a group, no self revolution in the industry, and I think transformation will become a high-frequency word for the future. [Detailed]

Li Yuquan: The transformation of insurance enterprises needs to be positioned and planned according to their own development

Li Yuquan, general manager of Hetai Life, said that how to transform and develop has three meanings. First, the reference to "insurance and return to security" in 2008 is not completely consistent with that in 2018; Secondly, the transformation must be based on the development orientation and planning of each insurance company; Third, we are also in the transition period, and we want to rely on the advantages of shareholders to find a path suitable for the development of our company. [Detailed]

Yin Xiaosong: The transformation of the insurance industry is to return to security

Yin Xiaosong, director and general manager of Dehua Angu Life Insurance, said that the transformation of the insurance industry is to return to security. The return of insurance to security should adhere to the principle of "two guarantees and one long-term guarantee". One is security, and the other is long-term deposit products. [Detailed]

Li Jing: Insurance has four attributes: security, finance, finance and service

Li Jing, chairman of Zhonghui Mutual, said that insurance has not only the attribute of security, but also the attribute of finance, and not only the attribute of finance, but also the attribute of service. These four attributes are indispensable. The insurance industry initially played the role of security, and then the payment and financial attributes of the insurance industry developed very rapidly. [Detailed]

Yang Chen: Insurance marketers need to gradually grow into professionals

Yang Chen, chairman and CEO of Minya Insurance Brokerage, said that insurance marketers need to gradually grow into professionals like lawyers, accountants and doctors. They need to have their own work rhythm, which needs to be continuous. Some agents work for three months a year, which is a bad marketing habit. Short term activities are necessary because marketing always needs atmosphere and promotion. [Detailed]

Zhao Ping: The external environment has pushed the insurance industry to a time when it must transform

Zhao Ping, the chief strategy officer of LIMRA&LOMA Greater China, said that it was difficult to transform because of difficulties. It was not easy to transform ourselves actively. Now the macro environment requires us to transform, customers require us to transform, and the development of technology requires us to transform. Many environments cause us to transform. [Detailed]

Shen Kaitao: Science and technology is the first productive force, which must lead our development

Shen Kaitao, chairman of Jiangtai Insurance Brokerage, said that science and technology is the first productive force, which must lead our development. Without science and technology, business growth is impossible. To do science and technology, you must have a very kind-hearted attitude, so that you can do science and technology and become a platform. [Detailed]

Chen Wei: Insurance companies can't see the development direction of the industry under the pressure of science and technology

Chen Wei, CEO of Zhong'an Technology, said that 70% of technological innovation comes from the marketing side, which is actually faced with very realistic problems. Many insurance companies can't see the development direction of the industry under the pressure of science and technology, but they have to make changes. The most direct way is marketing innovation. [Detailed]

Chen Zhihua: With the development of the Internet, the biggest competition in the future is data

Chen Zhihua, the founder and CEO of Wukongbao, said that with the development of the Internet, the biggest competition in the future is data. Data is both privacy and asset in the future. Whoever holds the data will have the advantage. [Detailed]

Li Chao: Compliance is the insurmountable red line of scientific and technological innovation in the insurance industry

Li Chao, chief operating officer of Auto Technology, said that technological innovation faced three major risks in the process of insurance Internet and technologization: the first was the risk that the product could be successfully implemented, the second was the risk of personal privacy disclosure, and the third was the compliance risk of technological innovation. [Detailed]

Wu Jun: The reform and innovation enabled by scientific and technological innovation should be from top to bottom

Wu Jun, a third-party Internet insurance expert from the China Insurance Industry Association, said that the whole technological innovation empowerment has a series of reforms and innovations, which should be top-down. If it is bottom-up, it will be very difficult, and only top-down is possible. [Detailed]

World Internet Conference

Liang Tao: Is the insurance industry in need of radical changes?

Speech by Liang Tao, Vice Chairman of the Banking and Insurance Regulatory Commission

Jinqilin Insurance Summit Forum: Keynote Speech