I changed my phone from iPhone X to iPhone 13 Pro a few days ago. As a rule, I deleted all the Apple Pay cards and added them again. As a result, one of the Bank of China's Lotiani cards failed to be added all the time, and even the SMS verification code was not received. I directly prompted "This card has not been added, please contact the card issuer for more information", After several attempts, the prompt changes to "Invalid card information".

All the common methods on the Internet are invalid after they have been tried. It took several days to solve the problem, so we can record it and save time for future generations.

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