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Answer analysis of IELTS Oral Part 1: Money related p1 topic is very close to everyone's life, and related problems may involve [...]

Spoken IELTS Part 1 Analysis of the answer to the model: Money

The p1 topic related to money is very close to everyone's life, and related issues may involve payment methods and habits, including but not limited to cash payment (no cash payment) such as Alipay and Wechat Pay. You can combine your own life experience and the current social situation to answer the question, which is reasonable.

How do you save money? How do you save money?

Well, I’m not inherently frugal, but I’ve recently started to save money by cutting unnecessary expenses. For instance, I now refrain from impulsive purchases, especially for items like new clothes or gadgets, unless there’s a genuine need. This approach has significantly helped me save more than before, as I only spend on essentials, prioritizing my actual needs over wants.

I am not a particularly thrifty person, but recently I began to save money by reducing unnecessary expenses. For example, I now avoid impulse shopping, especially for new clothes or gadgets, unless there is a real demand. This method really helps me save more than before, because I only spend money on necessities, giving priority to my actual needs rather than what I want.

What do you think about payment apps or mobile payments? What do you think of payment application or mobile payment?

I find payment apps incredibly convenient and secure. Ever since I started using WeChat and Alipay for shopping, this article is from Laokaoya website, I’ve almost stopped carrying a wallet. It has also reduced the risk of cash theft. However, the trade-off is the need to ensure my phone’s security, as it’s now an integral part of my financial transactions.

I think the payment application is very convenient and secure. Since I started using WeChat and Alipay to shop, I have almost stopped carrying my wallet. This also reduces the risk of cash theft. However, correspondingly, I need to ensure the security of my mobile phone, because it is now an integral part of my money transactions.

Do you use a credit card to buy things? Do you use credit cards to buy things?

Yes, I do use a credit card, especially for purchasing expensive items like electronics, as my card offers insurance benefits. For everyday shopping, I often link my credit card to mobile apps for added convenience. You know, this hybrid approach of physical and digital payments suits my daily needs.

Yes, I do use credit cards, especially when purchasing expensive items such as electronic equipment, because my credit card provides insurance function. For daily shopping, I usually bind the credit card to the mobile application to increase convenience. This hybrid method of entity and digital payment meets my daily needs.

Do you think cash will still be popular in the future? Do you think cash will still be popular in the future?

In my eyes, I don’t believe cash will remain popular in the future. The majority now prefer cashless payments, finding it more convenient to pay directly via mobile apps without the need to carry a wallet, which also enhances security. I see no significant advantages of cash transactions in this context. So, this leads me to think that cash will gradually fall out of favor.

I don't think cash will be popular in the future. Nowadays, most people prefer to pay without cash. They think it is more convenient to pay directly through mobile applications, without carrying a wallet, and with increased security. In this case, I don't see any significant advantages in cash transactions, so I think cash will gradually fall out of favor.

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