Ten Questions and Ten Answers on Direct Medical Insurance Card Payment Policy for Non local Medical Treatment 1. Which insured personnel can handle direct settlement of medical expenses for cross provincial and non local hospitalization? Answer: The following four categories of employees of state organs, enterprises and public institutions and urban and rural residents who have participated in the basic medical insurance can apply for direct settlement of medical expenses for trans provincial and trans regional hospitalization. (1) Resettlement of retirees in different places: refers to the persons who settle down in different places after retirement and whose household registration has moved to the place of residence. (2) Long term resident in another place: refers to a person who lives in another place and meets the requirements of the insured place