Once overdue, Alipay Ant Flower will be linked to credit investigation. Is it the end of the "good days"?

Many people give up Credit Card The reason for using Huabei to consume is that Huabei is not credit worthy. But now, once Huabei is overdue, it will also be linked to the credit records and connected Central Bank Credit Information System Are you afraid? It is also a small loan product. It is well known that Debit and Microloan have been connected to credit reporting for a long time, while Huabei has also been connected to credit reporting recently. It is reported that all user groups of Huabei will be connected in batches Central bank credit investigation System.

There are many online discussions about this matter. Many people think that the monthly consumption of Huabei will not be reported completely. If the small amount of consumption of buying a bottle of water and a dish is accumulated in this way, will it be considered that there is no repayment ability 。 After all, such a small amount of spending requires "loans". Is it possible to say that the "good days" are coming to an end? and life There will no longer be any secrets about some of the daily expenses in.

actually Brother Yunyang Taoge It's a bit extreme to think this statement. After all, the financial business of bank loans or credit cards is mainly based on the applicant's work and salary certificate, rather than this consumption record. It can be said that it is imperative for Huabei to access credit reporting. After all, credit is playing an increasingly prominent role today.