Yesterday, the reporter learned from Jiaxing Branch of the People's Bank of China that Jiaxing launched the first batch of 8 "Central Bank Science and Technology Paste" businesses in April this year, supporting 25 science and innovation enterprises to obtain preferential bill financing of 150 million yuan, saving about 320000 yuan of financing costs for enterprises.
In order to help the construction of Jiaxing Scientific and Technological Innovation Financial Reform Pilot Zone, Jiaxing Branch of the People's Bank of China innovated the business of "central bank scientific and technological e-discount". In April of this year, Jiaxing issued the Implementation Plan of Jiaxing "central bank scientific and technological e-discount" business (for trial implementation), setting a special rediscount scale of 1 billion yuan, which is specially used to undertake financial institutions to provide rediscount financial support for commercial bills discounted for scientific and technological innovation enterprises, Focus on supporting the development of science and technology innovation small and micro enterprises and the construction of science and technology innovation financial franchise institutions.
Through the "five special" mode of special fund scale, special support focus, special ticket amount control, special preferential interest rate and professional organizer, the "Central Bank's Ke e Paste" business organically combines rediscount tools with credit policies and industrial policies, guides financial institutions to improve the enthusiasm and adaptability of scientific innovation financial services, and alleviates the financing problems of scientific innovation enterprises, Boost the high-quality development of new quality productivity.
In order to standardize the objects of business support, the plan clearly stipulates that the "Central Bank Kee Paste" business implements the dynamic update management of name recording. Jiaxing Branch of the People's Bank of China, together with relevant municipal departments such as science and technology, development and reform, economy and information technology, will jointly determine the list of key support enterprises, which will be included in the white list of rediscount enterprises and released to financial institutions throughout the city. Up to now, there are 10474 enterprises in 10 categories, including national high-tech enterprises, provincial technology-based small and medium-sized enterprises, leading talent plan, "Eagle Plan", and specialized and new "little giants".
The business also promotes business coverage expansion through special ticket amount control. "In view of the current situation that the backlog of bills in hand and the discount interest rate level of the majority of small, medium-sized and micro enterprises are higher than those of large enterprises, this business aims to expand the benefit of small and micro enterprises, and is oriented to reduce the amount of single rediscounted bills. It requires financial institutions to discount the single amount of listed enterprises not more than 10 million yuan, and give priority to the re pasting of bills with a face value of less than 5 million yuan Now. " Introduction of relevant responsible person of Jiaxing Branch of the People's Bank of China.
In order to effectively reduce the financing burden of enterprises, the plan also requires financial institutions to handle the bill discount rate of the "Central Bank Ke e discount" business, which should be lower than the weighted average interest rate of the financial institutions' direct discount last month, that is, to enjoy the exclusive preferential interest rate. A new material limited company is a direct beneficiary of the business. At present, the enterprise is in its start-up stage, with large R&D, equipment investment and human costs. Xiuzhou Science and Technology Innovation Sub branch of Jiaxing Bank actively applied the policy of "central bank science and e-discount", actively reduced the discount rate of the enterprise's bills by 40 basis points, effectively reducing the enterprise's financing costs. Haiyan Rural Commercial Bank took the initiative to reduce the discount rate to small and micro science and innovation enterprises that meet the policy support conditions, and the discount rate is only 1.5%.