In the morning of May 21, Nanjing Yihe Tiansheng Mansion Sales Office, people from all walks of life witnessed the important moment of this new model of real estate development: the first 10 owners' representatives of Nanjing's stock housing "old for new" signed a four party agreement with Nanjing Real Estate Market Trading Center, developers and second-hand housing acquisition enterprises.
It only takes 25 days from the event release, purchase of new houses, evaluation of old houses to the official signing of the first batch of owners. In the first batch, 52 groups of customers confirmed the transaction, and all of them are going through the transaction procedures of stock houses and new houses in succession.
On April 27, Nanjing Anju Construction Group released the announcement of carrying out the pilot activity of "old for new" of stock housing, with the first batch of 2000 units. As of May 20, there were about 3450 groups of online, telephone, on-site and other kinds of consultation, about 4150 groups of intention registration on the WeChat applet "Ning Huan Xin" platform, and about 3430 groups of registration that met the conditions in the preliminary review. There are about 2230 groups of visitors to the case scene, and 515 groups of house changing people who have paid the money for new house intention. The offline inspection of the first batch of 100 suites and the issuance of evaluation results have been completed. Last week, the Group selected two more batches of evaluation agencies from the evaluation agency library by lottery to carry out the source inspection and evaluation of 200 suites at the same time. It is expected that the on-site source inspection will be basically completed in the first ten days of June.
It is reported that after the success of the "old for new", the replacement purchaser can choose to retain the admission qualification of the original stock housing teaching area for three years from the date when the stock housing sales contract is signed and takes effect. As for the down payment proportion of new houses, the bank loan policy at the same time point shall prevail. On the premise that the total replacement price of existing houses is not more than 80% of the total price of purchased new commercial houses, the replacement buyer can determine the down payment amount and mortgage loan amount according to the requirements of bank prequalification. The stock housing purchase fund is used to pay the remaining part after the down payment of the new house, which is paid to the purchaser after the mortgage loan of the new house is released.
How to price old houses? Wang Huhao, deputy general manager of Nanjing Anju Construction Group Co., Ltd., said that, in line with the principle of fairness and justice, they randomly selected three appraisal agencies from the list of appraisal agencies with good credit and strong business to evaluate the transaction price of the proposed purchase of stock housing, and took the ranking intermediate evaluation value as the final purchase price. The purchaser does not have to bear the evaluation cost.
The old house of the contracting representative Li Wei is in the Gulou District, and there is no elevator. After seeing the notice of "old for new", he quickly signed up. Three evaluation agencies assessed the house on the spot and took the middle price, "slightly lower than expected, slightly higher than the market price, we accept". Li Wei used 120 square meters of old houses to replace 130 square meters of Yihe Bo'an Jiangjing new houses. The old houses accounted for more than 70% of the total, and the rest was made with loans and self owned funds. "There is no intermediary fee, and the existing houses are available in July. I am very honored to be one of the first" old for new "owners.".
"The first batch of contracts were signed so soon, indicating that the market is highly recognized." Zhang Hui, vice president and secretary-general of Nanjing Real Estate Association, said, "As an innovative approach to stabilize the real estate market, 'trade in the old for the new' not only revitalizes the existing properties but also optimizes the incremental housing, which has a precise effect of killing two birds with one stone." (Liu Xia, Liu Chun, Wang Xiaoying, Zhou Min)
(Editor in charge: Huang Zhuyan, Zhang Xin)
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