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The Beijing police and the banking and insurance supervision departments jointly build an insurance anti fraud exchange and consultation mechanism

August 27, 2021 16:51 | Source: People's Daily Online - Beijing Channel
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People's Daily Online, Beijing, August 27 (Dong Zhaorui) Today, the Economic Investigation Team of the Beijing Municipal Public Security Bureau signed the Insurance Anti fraud Exchange and Consultation Mechanism (hereinafter referred to as the Consultation Mechanism) with the Beijing Banking and Insurance Regulatory Bureau, the Beijing Insurance Industry Association, and the Bank of China Insurance Information Technology Management Co., Ltd. (hereinafter referred to as the China Banking and Insurance Corporation), Efforts should be made to realize the double verification and cross complementation of public security business information and insurance claim information, improve the analytical ability and application level of anti fraud information, and jointly promote the healthy development of Beijing's insurance industry and the construction of the capital economic circle.

Shi Zhanping, the head of the Economic Investigation Corps of the Beijing Public Security Bureau, said at a press conference today that insurance crime is a kind of crime that grows with the development of insurance business and is constantly being renovated following the changes in preventive measures and related business forms. In recent years, with the acceleration of financial integration and internationalization, China's insurance products and services have been constantly updated. At the same time, insurance fraud means have become increasingly industrialized and professional, which has seriously damaged the financial order in the insurance field, raising higher requirements for public security organs to crack down on such crimes. Among them, automobile insurance and health insurance are two major types of insurance in the insurance field, with a high proportion of premium and large amount of money. They have always been coveted by criminals.

He said that in order to effectively crack down on insurance crimes, earnestly maintain the financial order in the insurance field, and legally protect the legitimate rights and interests of the vast number of insurance consumers, since this year, the Beijing police have targeted the fraud problems in the insurance industry, adhered to "zero tolerance" and "zero slack", and worked with the Beijing Banking and Insurance Regulatory Bureau, the Beijing Insurance Industry Association The Bank of China Insurance&Credit Insurance Company accurately studied, judged and investigated the industry risks, and comprehensively carried out special crackdowns in the field of insurance crimes. Up to now, more than 170 insurance fraud cases have been uncovered, more than 20 criminal gangs have been successfully eliminated, 130 suspects have been arrested, and the total amount involved in the case is more than 12 million yuan, with preliminary results achieved.

In order to deepen cooperation in the field and expand exchange results, the Economic Investigation Team of Beijing Municipal Public Security Bureau, together with Beijing Banking and Insurance Regulatory Bureau, Beijing Insurance Industry Association, and China Banking and Insurance Corporation, signed the Consultation Mechanism, proposing that the four parties will jointly build an insurance anti fraud exchange and consultation mechanism, and strive to achieve double verification, cross complementation of public security business information and insurance claims information, Improve the anti fraud information analysis ability and application level, achieve the effect of "information fusion and relevant clues generation", and jointly promote the healthy development of Beijing's insurance industry and the construction of the capital economic circle.

The Consultation Mechanism requires that the economic investigation department of the Beijing Municipal Public Security Bureau give full play to the working advantages of the law enforcement department, carry out research, judgment, verification and landing strike against the information fed back by all parties and the case clues provided, and report the relevant situation and risk early warning. Based on the function of financial supervision and management, Beijing Banking and Insurance Regulatory Bureau guided the construction of anti insurance fraud organization system and improved the system and mechanism. The Beijing Insurance Industry Association, taking advantage of regional business resource coordination, integrates local business resources, centralizes industry forces, and organizes insurance entities in the region to conduct clue search. Taking advantage of the information technology resources of the industry platform, the Bank of China Insurance Corporation cooperated with the public security organ to carry out insurance anti fraud work such as clue research and judgment, case attack, model construction, etc.

Next, the Quartet will take this consultation mechanism as an opportunity to further strengthen exchanges and cooperation, deepen communication and cooperation, give full play to their respective functional advantages, integrate the strength of all parties, improve mechanism construction, plug loopholes in the industry, carry out targeted attacks, prevention and supervision, and jointly maintain a good financial order in the insurance field in the capital.

(Editor in charge: Meng Zhu, Gao Xing)

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