Commercial buildings refer to all kinds of shopsSales Department, restaurants, grain and oil stores, vegetable markets, barber shops, photo studios, bathroomsHotel、GuesthouseAnd other houses used for business and living services for residents, andOffice space, such as office buildings and garages.
Another explanation for commercial housing: commercial housing refers toReal estate development companyDeveloped for commerce, grain, supply and marketingcateringStores, retail departmentsgrain shop, bookstores, supply and marketing stores, restaurants and other houses.Generally, it refers to the houses on the ground floor facing the street.
According to the latestAdministration for Industry and CommerceIt is required that the company's registered address must be in the commercial housing, not in the residential housing.If the residence is used to register a company, it must be done with the consent of all neighbors“Housing reform and commerce”Registration can be used to register companies.For detailed requirements of enterprise domicile, see the annex Detailed Provisions on Enterprise Domicile。
Housing loan
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personalCommercial housing loan, refers to the use ofOwn fundsCommercial loans granted to borrowers for the purchase of commercial buildings (including shops, office buildings, etc.)[1]。
Credit line: the maximum credit line for individual commercial housing is the total price of the purchased commercial housing (for individual second-hand commercial housingEvaluation price50% of the transaction price).If the relevant regulatory provisions change the loan limit of personal commercial housing, the provisions shall be followed.
