Credit allocation refers to fund borrowing and lending and commodity exchange In Deferred payment or Advance payment Income from redistribution 。 The main forms of bank credit distribution in China are:
1. Make full use of the temporarily idle monetary funds in the society to adjust production and circulation Balance of medium and short-term funds; 2. Use various Deposit balance To convert short-term funds into long-term funds; 3. The investment allocated by the state finance to enterprises shall be arranged and used in the form of bank credit.