Application conditions&preparations
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Chinese passport -
Mobile number (Chinese mobile number is supported) -
mailbox
Register WISE
Registered address: https://wise.com/invite/u/qac3phc (You can get a certain number of free remittance opportunities by registering at this address)
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full name: Fill in Pinyin , must be consistent with the name on the passport -
Choose "China" in your country -
Fill in the home address truthfully (domestic address can be filled in without card), -
Upload the passport for authentication as required, and then wait for the audit to be completed -
You may be asked to fill in a questionnaire survey, which must be truthfully filled in according to your own situation, or risk control may be triggered later to let you submit various materials
Activate WISE account
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When recharging, select SGD as the currency, and then use OCBC PayNow to complete the payment. For OCBC application, see: Ultra detailed OCBC account opening guide and debit card application -
If you have a bank account in the United States and Europe, you can directly select the currency of the corresponding country to activate the transfer (most people may not) -
Some virtual cards can be used to deposit money to activate WISE (the way I use). Compared with the card picking head, this can only be tried by myself, but if it fails, it is not recommended to try again and again to avoid risk control (relatively easy) -
Some netizens reported that the Kraken platform can activate WISE with cash (need to know about cryptocurrency) -
Find a seller on Taobao to help you activate (very easy, but there may be risks)
Note: When recharging, it is not recommended to select RMB (CNY) as the currency, and foreigners' passports will be required!!!
Apply for WISE card
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Green card: This is a physical card, which requires a 7 pound card opening fee (one-time), and the card number is printed on the back -
White card (environmental protection card): this is a physical card, which requires a card opening fee of 4.5 pounds (one-time), and does not print the card number -
Virtual card (digital card): there is no card opening fee and no physical card, which can be managed through WISE background
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Prompt that your region does not support it. If the Chinese address filled in by your home address in the above registration step does not support WISE card application. At this time, you need to modify your personal data and change your home address to your residence address in Europe or the United Kingdom (do not fake it, it is based on good faith) -
You may not be able to apply for a virtual card directly. In this case, you may need to order a physical card first, and then apply for a virtual card. However, when applying for a physical card, you will be asked to fill in a receiving address, which should not be filled out randomly to avoid the card being returned and affecting your account. The receiving address can use your residential address or forwarding address in Europe. Continue to read.
Transshipment back to China
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WISE home address: your real residential address in Europe or the United Kingdom (self adaptation) -
Mailing address: fill in your residential address in Europe or the forwarding address in your country
Registered address: https://www.tiptrans.com/?ref=112437 (25 $balance will be given after registering and completing the first order through this link)
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Tiptrans provides forwarding addresses in the UK, Germany and Hong Kong, but Tiptrans UK addresses do not support card collection. This company recommends using German forwarding addresses. -
Note: When registering, your address information should be filled in with true English information (the address should be translated by ChatGPT). Don't fill in your domestic address carelessly. It's troublesome for other families to change the address
Registered address: https://client.ipostalmail.net/Signup?Referrer=REF122192
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This company provides a free UK delivery address. When registering, choose this free plan and then choose a UK delivery address. For details, please refer to《 Easy to understand: free application for UK Postbox UK address and transfer process sharing 》
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Please fill in your information truthfully, otherwise it may affect the registration and reception -
UK Postbox will require passport authentication -
After passing the UK Postbox certification, two UK addresses will be provided. Generally, the first WISE card will be used
WISE card activation
Description of reinsurance
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Do not change the home address frequently, otherwise it is easy to trigger the risk control to require the address proof -
Don't transfer money to different people frequently, and avoid sending money to unknown people to prevent the connection with bad accounts. Although this is an international remittance tool, you should understand that it is not used for money laundering and must be used legally and in compliance with regulations! -
The fund must be legal and compliant, or you may be asked to provide proof of fund source -
Once WISE is blocked, it cannot continue to register -
WISE personal account does not support registering multiple accounts -
Please fill in the registration information truthfully, and do not cheat