The basic old-age insurance for urban and rural residents, commonly known as the new rural insurance, was initially available only to rural residents, and later gradually extended to all the population. There are many related policies on the Internet. Generally, as long as the age is over 16 years old and they are non school students, they can pay the pension insurance for urban employees. The following editor will explain how to handle the basic endowment insurance business for urban and rural residents.
Operation method
First, I carry my ID card and household registration book (or my family can handle it on behalf) to the [four villages] office of the community (village) committee where my household registration is located or the insurance agent for policy consultation.
Second, fill in the Registration Form of Basic Endowment Insurance for Urban and Rural Residents truthfully, and ensure that the information filled in is accurate and complete. In particular, the column [Status of participating in other endowment insurance] should be filled in truthfully, and if there is commercial endowment insurance, it should also be filled in.
The third step is to determine the payment standard. The payment standard varies from 100-3000 yuan/year, and each person can choose according to his own actual situation. How to choose the payment standard? In fact, 100 yuan is for the special difficult groups. Ordinary residents generally start from 300 yuan and must pay it for 15 years. Both men and women must reach the age of 60 before they can receive a pension.
Extraneous remarks: If we pay 15 years, how much will we get? Let's take the 300 yuan standard as an example. After 15 years of payment, the monthly payment standard of personal account pension is 300 * 15=4500 divided by 139+105 (the current payment standard of basic pension in your region) ≈ 137.38 yuan. According to my personal experience, for every additional 100 yuan/year of payment standard, I can get an additional 10 yuan/month when I get it. (This standard is only for reference, because the money you will receive at that time will also include government subsidies, bank interest, premium on payment period and other factors)
The fourth step is to pay the fees. The insurance premium shall be paid once a year. The way of payment varies from region to region. Some can be directly handed over to the insurance agent in the community; Some need to pay to the designated account at the bank, and then go to the insurance agent to exchange the payment invoice with the cash payment slip; In some places, it is directly withheld from the bank or withheld with the social security card. Different ways and different choices.
Step 5: Get the payment certificate and invoice. After the payment is completed, the insurance agent will fill out a payment certificate to the payer and issue a formal charge invoice. All of these should be collected, because they will be used when handling insurance collection, and the payment certificate needs to be filled in by the community insurance agent after annual payment.
