Doing online earning has been withdrawing cash with paypal and serial payment for so long. Since July 1, after serial payment stopped cashing, Weieis Blog had to adopt the method of cheque withdrawal. Why not withdraw cash with bank card? I hate the 35 yuan service charge. After more than a month of waiting, I finally received a check from Sweden today.
You webmaster friends may have experienced the whole long and proud process of paypal cheques. Maybe in order to save the 30 yuan, they also plan to send cheques by surface mail. Old Wei also records his own experience. Now let's talk about the whole process of applying for cheques and finally converting them into RMB.
It is worth mentioning that this operation is also suitable for foreign trade business to withdraw US dollars, regardless of sample fees, deposits, payment for goods, etc., provided that US dollars from regular channels can be withdrawn to domestic bank cards through this method.
1、 Paypal check toss process
1. Add a pure pinyin to your personal address on the paypal page. Don't be afraid that the Chinese postman will not understand it and return it to you. The paypal address is not allowed to be long. It is limited by the number of words. You must write a daily address. Zip code and the recipient can write pinyin. After writing the pinyin address, go to paypal to apply for cheque withdrawal, and then start the long waiting process.
2. After waiting for a month, I finally received a check, which is actually a surface mail letter from Sweden. Be careful not to damage or stain the check, or the domestic bank may reject it. Open the envelope and you will find the goods below.
4. When he went to the bank for collection, Old Wei asked several banks nearby and said no, and contacted the Bank of China in the city to say that he had never done this business. He asked them to take a check and think about it.
5. I left it there for a month. Later, I told PayPal customer service that the bank did not support cashing. The customer service quickly canceled the check and returned the amount to the account. The specific operation was to tell the customer service that all local bank checks could not be cashed, and request to cancel the check. The amount returned was received the day after the cancellation, and there was no service charge.
2、 Payoneer Operation
1. Now Lao Wei tries to use Payoneer to receive the money from Paypal. The step is to use Payoneer to generate a virtual account of Bank of America, bind it to Paypal's bank account, and then transfer the money to Payoneer. Finally, bind your domestic bank card to Payoneer, and withdraw the money to your domestic bank card. These are generally the operation steps.
2. Payoneer will give you an extra 25 dollars if he withdraws 1000 dollars now（ Click me to register Payoneer ）It is not difficult to earn 1000 dollars in foreign trade or online, so it is not difficult for everyone to earn 25 dollars.
3. The account assigned to you by Payoneer is First Century Bank in the United States. This account does not support binding at Paypal, as shown below. In order to successfully bind Paypal, we need to apply to Payoneer to add another American account.
4. Many online tutorials say that Payoneer customer service sends a ticket to apply for changing the American account. After the initial test, Old Wei finds it useless. The customer service does not reply, and the second is that even if it replies, the content is wrong. I suggest you call customer service directly to apply. That's what Lao Wei did. The customer service said that if you have no problem, you can reply to the email. After hanging up the phone, I received Payoneer's email, and provided a screenshot of the page where I received error messages in the Payapy background.
As required, go to Paypal to take a screenshot and throw it in the attachment to reply to the email, waiting for Payoneer to review.
Tip: After replying to the email, you can call Payoneer again to explain the situation, ask the customer service to help you submit it earlier, and reply that it can be handled in a working day.
5. I saw that Payoneer's USD account had an additional USD collection account in about 1~2 working days, which was the account of Community Federal Savings Bank. Now only this bank can collect the US dollars sent by paypal.
Supplementary contents on November 10, 2018:
In order to reduce the withdrawal cost, you need to call the Payoneer customer service in advance, report the customer ID, and tell the customer service that you want to reduce the service charge of Payoneer to 1.2%, which is the lowest rate at present. The default fee is 3%. A few days ago, old Wei friend just withdrew more than $20000. You can calculate the difference between the two rates, which can save hundreds of dollars.
Supplementary contents on December 28, 2018
As more and more people transfer money from PayPal to Payoneer's American virtual bank card, PayPal finally began to charge $35 for this operation. No matter how much money is transferred, it is a fee. Of course, there was no charge before.
It's not because there are too many people doing this. In fact, it's a service charge of $35 to directly transfer paypal to domestic bank cards, but it's becoming more and more strict in China. Even if it is transferred, it can't be raised.
OK， This is the way to go. Maybe you can withdraw your money from paypal, right! Similarly, it is impossible to transfer the domestic bank card directly after spending the service charge. Various certificates should be provided to indicate the legal source. Even so, it will not be allowed to withdraw.
3、 Paypal Operation
1. Enter the associated bank account in Paypal. The bank name is the one in the above figure, the account type is the checking account, and the bank code is the routing (ABA) number in the above figure. Enter the account number, and verify the SMS message. The account is added successfully. The following pictures are illustrated, which is very simple.
2. Withdraw all the US dollars in PayPal to Payoneer's US account, and the system prompts that it will take 3 to 4 working days to process them. In fact, it will take about 2 days to get to Payoneer's account.
Enter the withdrawal amount and check "Agree" to confirm the payment.
3. Payoneer has bound the domestic bank card account in advance, so it can withdraw the US Dollar into the domestic bank card at this time, and it will take about 3 working days to arrive.
Supplementary information on December 3, 2018 ：
4. When it comes to large cash withdrawals, Paypal and Paynoeer may contact the account registration phone. Please keep the phone on during this period. Old Wei's friend withdrew more than 20000 yuan in practice. Paypal customer service called to check the identity information of the account, and then whether you knew about the large amount of withdrawal, whether you operated it yourself, and so on. Only by answering truthfully can the withdrawal be successful.
The above is the whole process of old Wei Paypal's withdrawal of cash to domestic bank cards. There are many twists and turns in the process because of the length of the article. But in the final analysis, a feasible shortcut has been found and the matter has finally been completed.
