AliCloud installment payment It is for customers who want to buy Alibaba Cloud products to provide installment payment services due to high purchase costs, insufficient budget, tight cash flow and other problems. Financial services are provided by professional and reliable financial institutions: Ant Financial Services and Huaxia Bank. It mainly serves users who want to buy cloud products but want to save money for various reasons. Enterprises can purchase cloud products by applying for easy installment payment. In this article, Weieis blog will introduce this product in detail.
In 2018, Alibaba Cloud installment (cloud installment) service was officially launched for users. As the first credit installment service for enterprise customers to purchase in cloud e-commerce in the cloud computing industry, Alibaba Cloud uses big data to analyze enterprise customers' consumption on Alibaba Cloud's official website, evaluate enterprise credit, and provide flexible and convenient installment services to enterprise customers. Compared with applying for loans from banks, AliCloud installment is more attractive in terms of credit limit, approval speed, approval materials, time management, etc.
When placing an order on Alibaba Cloud's official website, you can also choose cloud installment payment, which supports 40+annual payment cloud products. Enterprises can apply for up to 5 million yuan, with a credit approval rate of 99%, and enterprise loan interest as low as 4.66%. You can enjoy both annual package discount and installment payment service, and enjoy the discount and installment (Alibaba Cloud annual package discount+installment payment).
1、 Alibaba Cloud staging official website: Click me directly
After entering from the above address, click Apply Now/Activate Now to jump to the trial application page. As shown in the figure below:
Fill in the enterprise name, email, contact person, phone number, plan to purchase cloud products, and the total price, and submit it.
After passing the review, you will be notified to proceed to the next step.
2、 Ali has the advantage of staging
We assume a loan of 10000 yuan:
If you choose ECS package year, you can get a 75% discount per year+AliCloud installment payment. The package price is 770 yuan and the province is 64 yuan. Click me directly
If you choose ECS package year, you can get a 20% discount for two years+AliCloud installment payment. The package price is 290 yuan and the province is 544 yuan. Click me directly
If you choose ECS package year, you can get 50% off for 3 years+AliCloud installment payment. The package price is 164 yuan and the province is 670 yuan. Click me directly
Take an ECS server purchased by a customer for three years at a monthly price of 100 yuan. For example, only 20 down payments are required to enjoy the annual subscription service.
The total purchase amount is 3600 yuan.
Pay annually, with a down payment of 900 yuan, saving 25% of the cost. The purchase amount is 2700 yuan, and the average annual payment is 900 yuan.
Annual package+cloud installment payment, the down payment is only 360 yuan, and the monthly payment is 47.8 yuan. 45% cost savings. The purchase amount of 1985.2 yuan is the most economical.
AliCloud installment vs. a financial payment on the market:
A financial payment in the market: interest rate Annual interest rate: 8.8%/one-year term, the longest term is one year, which is not applicable to high discount annual package products.
Cloud installment: interest rate Annual interest rate: 3.93%/1-year, 4.16%/2-year, 4.26%/3-year, maximum 3-year.
Cloud staging has the advantages of lower interest rate (3.93% vs. 8.8%) and longer term (3-year vs. 1-year), so it is more suitable for high discount annual package products to save more capital costs for enterprises.
It can be seen that the longer the installment time, the more savings. For enterprise users, the cost of going to the cloud is relatively high. If you can use cloud installment payment to reduce the pressure on enterprise capital turnover, it would be great.
