Buying insurance to protect themselves or their families has become the choice of many people at present, but if they are targeted by malicious people, insurance may also be dangerous.
"Xiao Li? I am a police officer from Yingbin Road Police Station. We have received an early warning that you are at risk of being defrauded. Don't transfer money!" On July 5, Xiao Li, who was preparing to transfer money, received a call from the police officer from Yingbin Road Police Station of Urumqi High tech Zone (New Urban Area) Branch of the Public Security Bureau.
Xiao Li doesn't have a regular job. He makes a living by doing odd jobs. In 2020, he bought life insurance online, and the electronic agreement signed at that time said that if there were problems such as the bankruptcy of insurance companies and illegal operations, the fees would be doubled.
On the same day, Xiao Li received a express delivery, which read "Notice of Insurance Refund", stating that the company could not operate normally due to poor operation, and formally paid back all insurance premiums. Xiaoli believed it, scanned the QR code attached to the announcement, added the customer service QQ, and the other party sent a link, asking Xiaoli to download the APP called "315" for refund.
After Xiao Li downloaded the APP, the customer service recommended a "senior planner" to Xiao Li to guide him to purchase the national bonds, which will be refunded in the form of investment rebate. Looking at the screenshots of successful refund from friends in the group, Xiao Li contacted the customer service for refund operation. Under the guidance of customer service, Xiao Li clicked the link to download the APP, completed the filling of personal information, and prepared to transfer 5000 yuan to recharge.
The abnormal operation of Xiao Li caused anti fraud warning, and the police stopped Xiao Li before he transferred money.
"All the people in the group are 'childcare'. Maybe you are the only one who is real, and their purpose is to cheat you to transfer money." After the dissuasion of the police, Xiao Li suddenly realized.
On July 3, Mr. Wang of Aksu City received a call from a customer service company claiming to be a loan company, asking whether Mr. Wang needed a loan. The interest rate was extremely low. Mr. Wang just wanted to do business, but he didn't have the startup funds, so he downloaded the APP of the platform according to the requirements of the other party.
After Mr. Wang applied for the loan, the other party said that the loan could only be obtained by paying the premium for insurance products. In addition, after paying the premium, a high proportion of the premium could be returned to induce Mr. Wang to pay 10000 yuan of "insurance" fees. When Mr. Wang was preparing to pay, he was warned by the "National Anti Fraud Center" APP, and the police of Aksu Public Security Bureau immediately called to dissuade him, He also confronted the cheats through the telephone. After hanging up the phone, Mr. Wang was blackmailed when he contacted the other party again.
On July 1, the police of Alashankou Public Security Bureau checked the fraud information received by Master Li. Photographed by Wang Wenlong, the correspondent
"Hello, officer, I want to ask if this is a fraud I encountered?" On July 1, the police on duty at Longyuan Wind Power Public Security Checkpoint of Alashankou Public Security Bureau received the help of the truck driver, Master Li.
When the police asked about the incident, Master Li said that he had had an accident with other vehicles in early June, but now it is almost a month, and the insurance claims have not been paid yet. Master Li could not remember the contact information of the insurance company, so he searched the Internet and found a customer service phone number of an insurance company for claims settlement.
After Mr. Li dialed the phone, the other party asked him about his claim, and then said that in order to quickly handle the payment of repair claims, he needed to pay 65000 yuan of insurance premium for one year first. After the repair with the insurance policy, he could get the compensation. Master Li is going to handle it when passing through Alashankou City, but he has always been suspicious. When passing the checkpoint, he consulted the police.
"This is a fraud. You can't transfer money!" The police dissuaded Master Li and told him how to find the customer service phone number of a regular insurance company.
Tips of the police
To buy insurance, you should buy it from a formal insurance company. You should not trust the insurance products of online informal channels, nor trust the temptation of insurance products to return high premiums, so as to avoid falling into the trap of criminals. When you need to make an accident, you must call the official phone number of the insurance company. Don't trust the unofficial online number or intermediary to avoid being cheated.
(Tianshan.com - Xinjiang Legal Daily reporter Gong Yanchen, Zhao Shucheng, correspondent Wang Wenlong, Li Jie, Ma Mengyi)
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