Since September 1, 2001, the National Tourism Administration will no longer force travel agencies to purchase travel accident insurance for tourists. In order to obtain more perfect protection, tourists are suggested to contact insurance companies or contact insurance companies through travel agencies to purchase travel insurance according to their own needs. People in the insurance industry believe that ordinary tourists should buy the following types of insurance when traveling:

Tourism rescue insurance: China Life Insurance, China Pacific Insurance and the International (SOS) Rescue Center jointly launched the tourism rescue insurance, expanding the service of the original travel personal accident insurance, extending the general afterwards claims of traditional insurance companies to provide timely and effective relief when an accident occurs.

Travel rescue insurance: This kind of insurance is very suitable for traveling abroad. With its guarantee, once tourists have accidents or legal disputes due to ignorance of local customs and laws, they will get free assistance as long as they call.

Travel accident insurance: When passengers buy tickets and ship tickets, they have actually covered this insurance. The premium is calculated according to 5% of the ticket price. The insurance amount of each insurance is 20000 yuan, including 10000 yuan for accident medical treatment. The insurance period starts from the time when the ticket is checked in or boarding the ship midway, and ends at the time when the ticket is checked out or getting off the ship midway.

Tourist personal accident insurance: tourists participating in adventure and adventure tours are best to buy such insurance. The premium for each insurance is 1 yuan, and the insurance amount can be up to 10000 yuan. Each tourist can buy up to 10 pieces of insurance. The insurance period starts when the tourists buy the insurance to enter the tourist attractions and scenic spots, and ends when the tourists leave the scenic spots and scenic spots.

Personal insurance for accommodation tourists: this type of insurance is 1 yuan each, starting from 00:00 on the day of accommodation, with a period of 15 days. After the expiration of the period, the insurance can be renewed. Each tourist can buy more than one insurance. The insurance provided by this type of insurance mainly includes 5000 yuan for accommodation passengers, 10000 yuan for accommodation passengers who are brave enough to do good deeds, and 10000 yuan for passengers whose personal belongings are accidentally damaged or stolen, robbed The compensation for loss is 200 yuan.

Relevant people also remind tourists that the personal accident insurance for tourists is a compulsory insurance restricted by the national tourism administration department in the form of departmental regulations. When traveling with travel agencies, tourists must be clear about their insurance rights.