Recently, Minsheng Bank issued an announcement on the adjustment of Minsheng credit card points accumulation rules. The announcement said that since August 1, 2020 (inclusive), the credit card points accumulation rules will be adjusted. The article originates from the fallen fish- https://www.duoluodeyu.com/2619.html
Among them, some transactions accepted by third-party payment institutions no longer accumulate points, including 19 acquirers such as Guotong Xingyi, Jialian, Herongtong, and Kayou. The article originates from the fallen fish- https://www.duoluodeyu.com/2619.html
1、 Add domestic online transaction integral accumulation scenario The article originates from the fallen fish- https://www.duoluodeyu.com/2619.html
The "Happy Points" of Minsheng Credit Card can be accumulated through the quick payment of Minsheng Credit Card's Universal Life APP (excluding installment payment), UnionPay Cloud Flash Payment APP, and WeChat payment, Alipay, Meituan payment, JD payment, Xiaomi payment, Didi payment, and Vipshop payment, which are bound to Minsheng Credit Card and meet the following merchant numbers. The validity period is 5 years. The article originates from the fallen fish- https://www.duoluodeyu.com/2619.html
The article originates from the fallen fish- https://www.duoluodeyu.com/2619.html
Note: The above merchants will adjust irregularly according to the business development, and the details shall be subject to the official website of our bank. The article originates from the fallen fish- https://www.duoluodeyu.com/2619.html
2、 Adjust the accumulation rules of points for other domestic online transactions and domestic offline transactions The article originates from the fallen fish- https://www.duoluodeyu.com/2619.html
（1） For other domestic online transactions and domestic offline consumer transaction scenarios, the MCC range of accumulated points is adjusted to 113, and the updated merchant category code is as follows: The article originates from the fallen fish- https://www.duoluodeyu.com/2619.html
The article originates from the fallen fish- https://www.duoluodeyu.com/2619.html
（2） Some transactions accepted by third-party payment institutions do not accumulate points The article originates from the fallen fish- https://www.duoluodeyu.com/2619.html
Some transactions accepted by third-party payment institutions will no longer accumulate points and will be identified by the first three digits of the merchant number. At the same time, payment institutions that do not accumulate points will be updated monthly, subject to the latest version published on the official website of our credit card. Since August 1, 2020 (inclusive), the first three digits of the acquirer's code are 801, 822, 823, 826, 829, 831, 833, 834, 836, 843, 847-850, 857, 864, 887, 890, 900, and no more accumulated points. The article originates from the fallen fish- https://www.duoluodeyu.com/2619.html
3、 Rules for accumulated points of overseas transactions The article originates from the fallen fish- https://www.duoluodeyu.com/2619.html
For consumption settled by Minsheng Credit Card through overseas settlement lines (including VISA, MasterCard, American Express and JCB), and consumption settled by UnionPay lines with overseas merchants (including Hong Kong, Macao and Taiwan), judge whether the accumulated points are accumulated according to the MCC of the merchants, and the accumulated range is consistent with the domestic offline transactions. The article originates from the fallen fish- https://www.duoluodeyu.com/2619.html
4、 Other precautions The article originates from the fallen fish- https://www.duoluodeyu.com/2619.html
（1） Adjustment of the activity rules of "people's livelihood points show" The article originates from the fallen fish- https://www.duoluodeyu.com/2619.html
The rule of "5 times of points are waiting for you" in the "Minsheng points show" activity is adjusted to: from August 1, 2020 (inclusive), customers who register to participate in the "5 times of points are waiting for you" activity can directly obtain 1 times of the "Happy Points" valid for five years if they trade in WeChat payment and Alipay channels that meet the above merchant accounts. Other 4 times bonus points still need to be collected from the "National Life APP" according to the original activity rules, and the validity period, points collection rules and use rules are consistent with the original activity rules. The article originates from the fallen fish- https://www.duoluodeyu.com/2619.html
（2） Update the list of other merchants designated not to accumulate points The article originates from the fallen fish- https://www.duoluodeyu.com/2619.html
The list of other merchants designated not to accumulate points will be updated monthly, and the latest version published on the official website of Minsheng Bank's credit card will prevail. The article originates from the fallen fish- https://www.duoluodeyu.com/2619.html
