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How to deal with debt disputes after divorce

Time: June 10, 2024 label: Creditor's rights and debts Conjugal debt Reading: 1254 people
Lawyer's analysis:
divorce after Debt dispute The way to deal with it is: when divorce, it was the responsibility of the husband and wife debt Shall be jointly repaid. common property If it is not enough to pay off, or if the property belongs to each other, both parties shall agree to pay off; If the agreement fails, the people's court shall make a judgment.
Legal basis:
Article 1064 of the Civil Code, the debts incurred by the joint declaration of intention, such as the joint signature of both husband and wife, or the subsequent ratification of one of the husband and wife, and the debts incurred by one of the husband and wife in the name of an individual for the daily needs of the family during the existence of the marriage relationship, belong to the joint debts of husband and wife. The debts incurred by one of the husband and wife in their personal name during the existence of the marriage relationship in excess of the daily needs of the family are not joint debts of the husband and wife; However, unless the creditor can prove that the debt is used for the husband and wife's common life, production and operation, or based on the joint intention of the husband and wife.
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1、 During the period of separation, the disposal of their respective property shall be independently exercised by each party. The property obtained by both husband and wife is in a separate state. Both parties have no economic relations with each other, and one party's debt shall be personal debt. 2、 Although the husband and wife separated due to the deterioration of their relationship, they ended up with each other because of the existence of marital relationship

The couple's IOU for borrowing money is similar to the IOU written at ordinary times, indicating the borrower, the reason for borrowing, the amount of borrowing, the purpose of borrowing, the repayment date, the amount of interest (please note that it should not exceed four times the bank interest, otherwise it is not protected by law), and how to compensate if it cannot be returned when due. Most

The joint claims and debts of husband and wife are generally handled through consultation. If consultation fails, they can sue the court for judgment. In terms of creditor's rights, the court will find out whether there are creditor's rights and whether the creditor's rights belong to one party or both parties. If it is unclear, the court will take care of the rights and interests of the woman and children according to the specific conditions of the property

Selected pictures and texts Pufa video Voice Answers
  • How to deal with credit card arrears after divorce

     Lawyer Wu Wanjun

    Lawyer Wu Wanjun

    The disposal of credit card arrears after divorce depends on whether it is personal debt or joint debt. The arrears used for household daily expenses are joint debts, which shall be paid by both parties. Debts that can be proved to be used for personal consumption, gambling, etc. and that the other party is not aware of are personal debts, which shall be borne by the debtor alone.

    Views: one thousand three hundred and thirty-one 2024-09-21
  • How to calculate the joint debts of divorced couples

     Lawyer Li Chao

    Lawyer Li Chao

    After divorce, the debts generated for daily or joint production and operation of the family during the marriage still need to be shared, such as house purchase loans and business arrears. However, if one party can prove that the debt is not used for common life or business, or without the consent of both parties, it may be judged as personal debt.

    Views: one thousand one hundred and eighty-two 2024-09-21
  • What to do if the wife doesn't repay the joint debt after divorce

     Lawyer Li Chao

    Lawyer Li Chao

    If the wife refuses to repay the joint debt after divorce, it shall be determined whether it is joint debt. If it is determined that it is, the man can communicate with his ex-wife, and if not, he will sue the court. The court makes a judgment based on the evidence and facts. If the woman does not return it, the court can enforce it, such as freezing the account, sealing up the property, etc.

    Views: one thousand two hundred and eight 2024-09-21
  • What are the separate debts of husband and wife

    Lawyer Jiang Yuanbo

    The separate debts of husband and wife include: the debts of men and women before marriage; Debts agreed by both parties to be borne by individuals, except for the purpose of avoiding debts; One party, without the consent of the other party, subsidizes the debts of its relatives and friends who have no obligation to support them; Without the consent of the other party, one party raises funds to engage in economic activities alone, and its income is not actually used for the debts incurred by the common life, etc.

    Play volume: seven hundred and eighty-five 2022-06-07
  • How to divide the debts during the marriage in divorce

    Lawyer Xu Wei

    If it is the debt incurred by the joint declaration of intention, such as the joint signature of both husband and wife or the subsequent ratification by one of the husband and wife; Debts incurred for the common life of the family; The debts incurred by the joint production and business activities belong to the joint debts of husband and wife. The debts of one party before marriage, and the debts of one party that exceed the daily life needs of the family in his own name during the marriage relationship are personal debts.

    Play volume: one thousand one hundred and twenty-two 2022-06-07
  • What conditions need to be met for debt transfer

    Lawyer Xie Junsheng

    1. The transfer of debt must be an effective debt, and the effective existence of debt is the premise of debt undertaking. 2. The transferred debt in the debt transfer is transferable, and the debt that is not transferable cannot become the subject of the debt transfer contract. 3. The third party involved in the assignment of debt must reach an agreement with the creditor or debtor on the assignment of debt. 4. The assignment of debt shall be subject to the consent of the creditor.

    Play volume: one thousand four hundred and thirteen 2022-06-07
 Lawyer Liu Shuang

Sichuan Guozhu Law Firm

Liu Shuang, a full-time lawyer, served as the legal adviser of a community in Wenjiang District in 2018 and was rated as an advanced individual by the Judicial Bureau; In 2021, he won the title of Chengdu Legal Aid Advanced Individual of Chengdu Municipal Bureau of Justice; From May 2020 to May 2022, he served as a specially invited mediator of a district people's court in Chengdu. During his practice, he presided over mediation and represented a large number of civil and commercial legal litigation cases and non litigation cases, including construction contract disputes, creditor's rights and debt disputes, equity disputes, corporate legal advisers, etc. Lawyer Liu provides special legal knowledge training for all units. Lawyer Liu Shuang always believes that cases can be difficult or easy, but there is no difference between big and small cases. For each case, we will do our best to safeguard the legitimate rights and interests of the parties with a sense of responsibility, professionalism and enthusiasm.

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  • One spouse is in debt during marriage, and the other doesn't know how to sue the other

    1476 people read

    When handling a couple's debt lawsuit, if one party is not aware of the debt, he/she needs to prove that the debt is not used for common life and production, or is not out of the common will of both parties. Before formally filing a lawsuit, be sure to clarify your claim, such as asking the court to confirm that this debt belongs to the other party's personal debt, and you should not be liable for repayment.

  • How to deal with debts between husband and wife most effectively

    1724 people read

    The key to deal with marital debts lies in the nature of debts. If the debt is shared, it will be shared by both parties. For example, if both parties sign a loan contract, one party subsequently confirms the debt, and the debt is used for family life, it must be paid together. If personal debt is incurred, it is paid by the debtor himself, such as the money borrowed to meet the needs beyond family life. If they can't afford it, they can negotiate repayment, or sell the common property to repay it.

  • The husband and wife owe online loans. Is the other party obligated to help him repay his debts

    1594 people read

    In general, as long as one party's online loan is used for household daily expenses, the other party also needs to repay it together. However, if the loan is made in the name of an individual, and the amount exceeds the daily needs of the family, and the creditor cannot prove that the money is used for the husband and wife's life, production and operation or has obtained the common will of both parties, then the other party does not have to bear the responsibility for repayment.

  • Is the debt of one spouse a joint debt

    1388 people read

    For husband and wife debts, specific problems need specific analysis. During marriage, debts assumed in the name of an individual, if for the daily needs of the family, are generally regarded as joint debts. If the debt is beyond this scope, and the creditor cannot provide evidence to prove that the debt is used for the husband and wife to live, operate or obtain the common will of both husband and wife, then it should not be considered as joint debt.

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