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Whose provident fund is used must be written, but if the husband and wife have obtained the certificate, they can write the names of two people.
1、 If provident fund loan is used, the borrower shall be the person with provident fund benefits in the housing purchase contract and the loan materials provided.
2、 The provident fund loan refers to the employee who has a permanent residence in local cities and towns, has established the housing provident fund system for more than two years, and has paid the housing provident fund according to the regulations. When the funds for purchasing and building houses or rebuilding or overhauling their own houses are insufficient, they can enjoy the provident fund loan.
Article 26 of Regulations on the Administration of Housing Provident Fund
Employees who have deposited housing provident fund can apply for housing provident fund loans to the Housing Provident Fund Management Center when purchasing, building, rebuilding or overhauling their own housing. The Housing Provident Fund Management Center shall, within 15 days from the date of accepting the application, make a decision on whether to grant or not to grant loans and notify the applicant; If the loan is approved, the entrusted bank shall handle the loan procedures. The risk of housing fund loan shall be borne by the housing fund management center.