Last Friday, after the central bank threw out three successive measures to rescue the market, the secondary market immediately had a huge reaction.
For example, an intermediary in Tianhe North revealed that, Their store closed 8 suites on Sunday, It is equivalent to the previous trading volume of the whole week of Tianhe North.
In the whole city, two days after the New Deal, nearly 30000 groups of customers saw the house, directly hitting a new high this year.
It can be said that the secondary market ushered in a major counterattack in this new policy.
|Source: Aerial photo of Tianhe
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There are 8 stores in Tianhe North, which are sold in one day
The number of second-hand belts in the city increased sharply at weekends
How powerful is the "efficacy" of the New Deal?
Yesterday, an intermediary in Hebei sent a circle of friends saying, Within one day on Sunday, their store facilitated the transaction of 8 houses at one go.
Unexpectedly, the first wave of flesh in the New Deal was the second-hand intermediary.
|Source: Intermediary
What is the concept of trading volume?
The data of Tianhe North in April this year shows that about 8-18 units are sold every week.
In other words, the "flow" of second-hand transactions is about 1.1-2.5 sets/day in Tianhe River.
Now 8 sets are sold in one day, The transaction speed was three times that of April.
The key is that this is only the performance of one store in Tianhe North. If other stores are added, its recovery momentum is expected to be more obvious.
|Guangzhou property market release system
The trend of the secondary market is good, not only in Tianhe North, but also in other sectors. Benefiting from the stimulus of the New Deal, there is also a rebound in volume and price.
such as Science City Satellite use , A 116 square duplex with its own garden At the end of last week, the transaction was completed at a price of 8.2 million yuan, which is about 70600 yuan per square meter.
|Source: Real estate market gentleman friend circle
By comparison, the price of two houses of the same type that were previously sold in the community was only around 6 words, but now it has soared to 7 words.
This side shows a problem, That is, the confidence of some owners is recovering after the arrival of favorable policies.
|Source: Shells looking for houses
In addition, in the Changlingju plate The popularity of house viewing has also increased significantly.
Yesterday, some owners reported that they saw the intermediary taking many buyers to see the house in the community at the weekend.
When the market was depressed, the recovery momentum was visible to the naked eye.
|Source: Community
From the perspective of the whole city, the situation is the same.
According to the data of Shell's house search, last weekend, There are 29160 groups of second-hand belts in the city, Compared with the end of the 19th week, the number of house visitors increased by 3200 groups.
This also means that the willingness of buyers to "enter" the secondary market is increasing significantly.
|Guangzhou property market release system
In the context of market recovery, it also makes some owners' mentality become tough.
For example, the number of houses with shell prices rising in a single day has reached a new high since April.
|Source: Shells looking for houses
In other words, the heavy bomb of the New Deal not only accelerated the rapid transaction of the secondary market, but also greatly promoted the recovery of market confidence.
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Second hand takes the lead
How does the New Deal help?
The real estate market believes that the new policy's "assistance" to the second-hand property market is mainly reflected in two points:
On the one hand, the new policy has reduced the cost of house purchase to a certain extent.
Whether it is to reduce the down payment or interest rate, or to cancel the lower limit of mortgage interest rate, the new policy is aimed at reducing the cost of housing purchase.
| Image source: Financial Union Press
Previously, many buyers were "stage frighten" and did not want to buy houses because of the pressure of monthly supply and high interest rates.
At present, the interest rates of commercial loans and provident fund have both declined, which, to a certain extent, will reduce part of the cost of housing purchase.
We can make an account. At present, Guangzhou has implemented the policy of lowering the interest rate of provident fund loans. If it is a loan of 2 million yuan, The total interest can save 97000 yuan.
| Guangzhou property market release drawing
In addition to interest, the threshold for down payment is expected to be lowered from 30% to 15%.
If the policy is implemented, the first one before the new policy Buy 10 million houses The down payment is 3 million yuan. After adjustment, 1.5 million yuan may be able to get on the car first.
In addition, some buyers who originally wanted to enter the market will also have the opportunity to pry the property with a higher total price under the same budget.
As before 750000 down payment budget At first, you may only buy Huadu, Conghua and other places, and then you may have the opportunity to buy 5 million yuan houses in the main urban area.
| Guangzhou property market release system
On the other hand, second-hand has been showing signs of recovery before, and now the New Deal is coming out, which is equivalent to adding another fire.
Since February this year, Guangzhou's second-hand housing turnover has become active.
In the last month, the second-hand transaction reached 9218 sets, even more fierce than the first transaction.
| Guangzhou property market release system
The reason behind this is that with the decline of second-hand housing prices, in some people's view, this has fallen out of the opportunity.
For example, some old and broken children are sold in a few days, which is the best example.
| Source: Shell looking for a room
In other words, although second-hand houses in Guangzhou have been in a state of price reduction, there is no denying that this effect has played a great role in the rebound of second-hand transactions this year.
Now, the arrival of the new deal is obviously adding strength to the old second-hand economy.
Crucially, this is the market effect achieved on the basis that Guangzhou did not reduce the down payment and cancel the lower limit of commercial loans.
We can imagine that with the coming of these policies, this wave of auxiliary force may become more obvious.
As a matter of fact, has the market in your community recovered recently? Welcome to leave a message in the comment area~