For all people who start to make money and want to manage money, this is a financial book that teaches you to spend money happily and make money easily.
·What can money buy?
·As long as you have more, you can get happiness?
·The pleasure of spending money is fleeting. How to keep happiness?
·If you are happy in your life, how can you deal with the bankruptcy of the queen?
·If you want to resign every day, how can you do what you like?
·Most people can't make money from the stock market. How can you get steady returns?
·How to build a diversified portfolio?
On second thought, we may not know what makes us happy. Buying a new mobile phone, a beautiful bag, a top car and a big house will soon dissipate the pleasure and excitement of consumption once these things are obtained. In order to buy these things, we have to spend our precious lives in work that can make money but we do not love.
There is no way to get rich overnight, but there are secrets to making wealth. Clements, a senior financial writer of the Wall Street Journal, reveals the five key points of wealth creation and reshapes the money brain with more than 20 years of practical experience and a psychological perspective. From making money to retirement, financial management should be everyone's lifelong topic. It will be unfortunate to compare with others, unfortunate to commute long distances, and unfortunate to overdraft too much tomorrow; But buying a life experience, preparing for retirement as soon as possible, using the "4% rule" for financial management, and building a decentralized portfolio will ensure our happiness in life.
It is better to spend money than to earn money. We should use the tool of "money" flexibly, make smarter decisions, and squeeze out real happiness from every penny!
[US] Jonathan Clements
He is a well-known financial writer and a member of the investment committee and advisory committee of Creative Planning, an American independent wealth management company. He used to be the financial education director of Citigroup's U.S. Wealth Management Department.
He has served as the Wall Street Journal's personal finance columnist for more than 20 years, and has published 8 personal finance books, including "High salary is not equal to good finance" and "A concise guide to financial happiness".
