It's time to buy auto insurance again
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It's time to buy auto insurance again

 Uncle Qin
Issued on March 17, 2024 / Checking whether to include
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This article was last updated on March 28, 2024, and has not been updated for more than 177 days. If the content or picture is invalid, please leave a message for feedback.

It seems that the insurance company is not very enthusiastic about me this year. Maybe it is because the vehicle valuation is getting lower and lower, and the premium is getting less and less. At present, except Sunshine, it seems that only two insurance companies have called me and haven't followed up. As for sunshine, it's almost a phone call every week after the New Year. At first, I was puzzled. Is it so frequent? When asked, they said it was the company's request. Later, I finally understood her meaning, that is, they wanted me to add more than 300 driving and riding insurance.

My money is not windy. It's impossible to increase it. I don't even want to buy the car damage insurance, because I always buy the car damage insurance for the purpose of rescue service, but the sales person of Sunshine said that Sunshine will give 12 times for every three responsibilities it has bought. I have bought Sunshine since 21 years ago. In addition to the rescue service, I also gave it a free paint finish. For the first time, it seems to be 5 free paint finishes, but each year is less. For 24 years, it seems to be only one free paint finish, so I also bought a woolen car damage. In addition, after six years of driving, no matter how you paint it, it's not as persistent as it used to be. In recent years, if it wasn't for the free paint, I probably wouldn't spend money to repair the paint. Anyway, when I park in the open air, I can't avoid being scratched.

Last year's commercial insurance cost 1190.31 yuan, used a power connection service (I don't know how much it costs, let's call it 50 yuan), a road relief service (260 yuan), a car wash (40 yuan), and three refinishes (900 yuan), totaling 1250 yuan. In recent years, the sun has been on the upside down.

This year's paint was made in the place designated by the sun. I felt that it was not as good as the magic treasure I had found before. The color difference was a little obvious. Sunshine's fees to partners should be lower than the market price, so the paint 900 I said should not be so much. I used to go to Shenbao to make paint myself. I listened to the price negotiation between Sunshine and Shenbao. It was the market price. People wouldn't do it if it was too low. And this time, the master said that he was too lazy to come without 260.

2024.03.28: I bought the 24 year insurance today. I originally wanted to buy it according to the project last year, but the premium was only about 50 yuan less. Last year, some cars were washed twice and they didn't give free. The reason why the customer service gave me the premium this year was less than last year... Sunshine, do you play like this? The car damage insurance was assigned to me, and the three responsibilities were reduced to 2 million! I want to reduce it to 1 million, but the customer service said that the minimum is 2 million. The final commercial insurance is 652.16 yuan, the traffic tax is 760 yuan, and the vehicle and ship tax is 300 yuan, totaling 1712.16 yuan. Only one paint surface will be given away this time, and the premium is hopeless.

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