China Merchants Bank Free Platinum Life Credit Card

New customers enjoy good gifts by swiping their cards

From December 3, 2023 to June 30, 2024, the new holder of our credit card who successfully applied for the Freelife Platinum Credit Card will use the card for cumulative consumption within the next two calendar months after the issuance of the Freelife Platinum Credit Card More than 8000 yuan In RMB, you can receive a fashionable trolley case through the handheld life app.
Definition of new account: customers who apply for personal credit card of China Merchants Bank for the first time (including the cancellation of the whole account for more than 6 months (inclusive)) and successfully issue it

Free annual fee for consumption up to standard

Annual fee of main card is 800 yuan/year, and annual fee of supplementary card is 300 yuan/year

Annual fee discount activities: from December 3, 2023 to June 30, 2024 (inclusive), apply for and issue a free life platinum credit card, free of annual fee for the first year of the main card, free of annual fee for the next year when the consumption of the main card reaches 80000 yuan, free of annual fee for the first year of the subsidiary card, and free of annual fee for the current year when the subsidiary card is held Up to 30000 yuan The annual fee for the next year will be exempted.

*Note: Free life platinum credit card master card issued before June 30, 2022 (inclusive), and the annual fee collection date is on or after July 1, 2022, free of annual fee in the first year, and consumed with master card in the corresponding transaction statistical cycle of the annual fee More than 80000 yuan The annual fee charged by the card on the annual fee date is exempted. Supplementary card is free of annual fee for the first year, and can be consumed with supplementary card in the current year Up to 30000 yuan The annual fee for the next year will be exempted.

New household consumption gift

Get up to 8 drink coupons after reaching the standard

From December 3, 2023 to June 30, 2024 (inclusive), the free life platinum credit card master card was successfully issued and the card holder was the first to apply for a high-end credit card. Within the next two natural months after the free life platinum credit card master card was issued, for every accumulated consumption of 8000 yuan with this card, the Starbucks Zhongbei coupon, Xicha 30 voucher One of Naixue's 30 yuan tea vouchers can be exchanged for one. During the activity period, up to 8 gifts can be received at the standard. All gifts must be received from Palm Life within the next 3 natural months after the card is issued, and will be invalid if expired.

1% rebate for overseas consumption

During the validity period of the activity, you can enjoy 1% cash back for overseas consumption with Freelife Platinum Credit Card, and each card can enjoy up to RMB 1000 cash back reward every natural month.

*The minimum amount of a single consumption is 1 yuan. The specific online consumption rebate merchants shall be subject to the latest official announcement of China UnionPay.
*The number of participants is limited, first come, first served. The validity period of the activity is subject to the display on the mobile life activity page

299 points for flowers

Free Life Platinum Credit Card (pink version) main card holders can enjoy a "299 points" exchange for flowers every natural month.

199 points exchange online shopping return freight insurance

Freelife platinum credit card (pink version) main card holder can enjoy a "199 points" exchange for online shopping return freight insurance every natural month.

  • Bonus points for two people

  • Exclusive installment privileges

  • Members' privileges of points exchange entertainment platform

  • Redeem points for sports membership privileges

  • Rewards for exchanging points for physical examination

  • Exchange points for oral care

♦ UnionPay business travel privileges

♦ UnionPay humanistic entertainment courtesy

♦ UnionPay health insurance privileges

♦ UnionPay Perfect Life Courtesy

UnionPay VIP privileges are subject to the latest official announcement of UnionPay. For details, please refer to 95516.

Please visit the branch of China Merchants Bank for details (Query outlets)
Or call the VIP service hotline of China Merchants Bank 400-888-5555 for details
Once the free life platinum credit card is issued, no matter whether it is activated or not, the annual fee shall be paid according to the rules.

You can easily check the latest privileges and learn about the latest VIP activities on the official app of China Merchants Bank's credit card, the handheld life high-end exclusive section, to help you open a new horizon.

This card and the issued free life platinum card（ Click here to view product details ）For the same card type, customers who already hold the main card of Freelife Platinum Card cannot add this card.

Note: If you need to contact our bank overseas, you usually dial the international prefix first, and then dial 86-21-68674800. Since the international prefix that needs to be added by different countries and overseas operators is different, it may be "+" or "00", etc. It is recommended that you confirm the exact dialing method with the local operator or hotel personnel.

The specific contents of the rights and benefits of the free life platinum credit card products of China Merchants Bank and the cooperative merchants will be updated, enriched or adjusted from time to time. The specific details, the directory of cooperative merchants and other information shall be subject to the latest announcement on our official website and other channels.

♦ identity document , if domestic people need to provide the original resident identity card.

♦ Work certification documents , such as the original of the work certificate affixed with the official seal of the work unit, the copy of the work card/card, and the original of the business card.

♦ Financial certificate , such as the original of the commercial housing property certificate under my name, and the original of the vehicle driving license under my name.

*For specific application materials, please consult the staff of business outlets

You can take the application materials to the nearest branches of our bank to apply. View outlet information>

The data submission and bank entry system will take some time. Our credit card center will review your application data as soon as possible after receiving your application data and completing the entry. If the application data is complete and clear, the review time limit will generally take 10 working days.
If the card is approved, it will be produced and sent by express within 2 working days. The delivery time is generally 2-4 days, but there will be differences due to different regions. You can log in to Palm Life and search "Progress Query" to query the card review and delivery progress.

Free Life Platinum Credit Card is free of charge for the first cash withdrawal every calendar month. The collection of cash withdrawal fees has no difference between local and foreign places, domestic and overseas, and between banks.