A few days ago, I heard my daughter-in-law tell me that a classmate asked her to borrow money because he failed to invest and needed to repay, and he was also a little difficult to live. My first reaction was, no!
The reason is that the current employment environment is not so good, and I always have to think about my future. Secondly, I don't know when the other party can pay back. In case of failure or failure to meet the promised time, the relationship will definitely break down. Finally, what reasons do I use to persuade myself to lend money to the other party?
My daughter-in-law hindered the good relationship with her classmates. I didn't know how to refuse. Finally, I wrote a few words to her and sent them to her via WeChat. This is the end of the matter.
The tide of layoffs hit in 2023
To be precise, there are many layoffs this year, and many large enterprises are laying off staff. For ordinary migrant workers, it is not easy to keep their jobs. After three years of the epidemic, a batch of people fell down, but now they are not getting better, and many enterprises cannot sustain it.
I am a company of Party B. I have seen people severely reduce their budget in Party A's company. I haven't got any projects this year, so it's very good not to be fired. Even after two years in the company, I didn't dare to raise the salary increase. Let's talk about it after we get through this disgusting wave of layoffs.
In the opposite company, there were nearly 80 people, but also for some reasons, collective layoffs. At present, the office has been emptied and the door is locked.
In the company, the department has also done several jobs this year, but basically there is compensation. According to the standard of N+1, it is also very good. It is uncertain whether these people will find suitable jobs after they leave.
Shrink your belt to live
At present, the only amount of money is used to prevent risks. It will not be used for any investment and will not spend money casually. Reduce the desire to shop, reduce the indiscriminate shopping, spend only the money that should be spent, and not spend a penny that should not be spent.
As for large investment, don't even think about it. The main thing is that you don't have money. If you don't have money, you can save some money. You always have to live a good life. What suits you is the most important.
Do not make any comparisons, show off your wealth (not qualified), and don't get rusty.
