Borrowing money is a very sensitive topic, because many times, because of borrowing money, friends become estranged and relatives fall out. In fact, the root cause is not borrowing money, but that the borrower is dishonest or does something very immoral, which makes the feelings between them split. If you need money urgently, How can I borrow money? Today, Xiaobai will share an article with you, giving you some tips, hoping to help you.
Operation method
Make sure you are in urgent need of money, and that there is no way to use it before you borrow it. Only in this case can you have some confidence in borrowing money, otherwise when others ask you, you will be empty. Don't leave your hand behind. Don't borrow until you have to, and then consider borrowing money when you are sure you have no way.
Be sure to borrow money from your best brother when you need it. Otherwise, most people will not borrow money from you for the first time. Even if they do, they will not dare to borrow too much money from you. After all, everyone has a heart of defense, which is understandable. So you should borrow money from your brothers, and the relationship is good to a certain extent.
Make sure to make an IOU No matter who you borrow money from, no matter how reassuring he is to you, you must make an IOU, which is a psychological consolation for you to lend money to the other party. Even if your brother says no, you must give him an explanation, so the IOU must be made, which also reassures the borrower. If you renege, this can be used as evidence, So let the other party rest assured that you can borrow more safely in the future.
When you only need one thousand eight hundred yuan, you can borrow about 2000 yuan from your friends, so as to leave a way for yourself, but you must not spend money indiscriminately. When you pay your salary, the 2000 yuan must be prepared to repay the money alone, and the advantage is that when you really can't pay it back, you can pay back the 1000 yuan you haven't spent, Let the other party know that you really have difficulties, but if you still want to repay the money on time, naturally you will be more lenient. Otherwise, if you do not repay the money on time, you will certainly not be able to borrow from him in the future.
Pay back on time No matter how much you borrowed, even 100 yuan or 50 yuan, you must pay back on time. If you have no money in your pocket, need to buy something, and borrowed some, you must pay back on time the next day. Only in this way can the other party feel that you are a reliable person, and you don't want to return what you owe, Then I believe that if you have difficulties in the future, no one will take the initiative to help you.
When you borrow money from people you helped, you should do more good deeds, not harm people's hearts, and help others more. In this way, when you are in trouble, you can ask for help from people you helped chase. They will be more or less embarrassed or help you because you helped them in the past. Your behavior will determine whether they will help you in the future, It depends on your performance.
Don't borrow money from your colleagues when it is a last resort, because once you borrow money and make any mistakes, your reputation in the company will plummet, so if you can, don't speak to your colleagues, and this will damage your feelings between colleagues.
When borrowing money, explain the purpose and repayment period and when the other party borrows money. Be sure to open your mouth and explain the purpose of the money, and specify how much to use, when to use it, when to use it up, and when to pay back the money. These contents must be told to the other party. If the other party is willing to lend it to you when it knows, it is full trust for you, and you should not betray the trust of others.
