With the increasing popularity of cars, the number of cars is also increasing. Therefore, following the real estate mortgage loan, automobile mortgage loan has become another way of financing. In addition, the process of auto mortgage loan is relatively simple, and the vehicle can be used normally after the auto mortgage loan is handled.
Operation method
Consult with auto mortgage loan providers. Many of these companies now provide auto mortgage loan services.
Fill in the application form for auto mortgage loan and submit relevant application materials.
Review and determine the loan limit. Sign the automobile mortgage loan contract.
1. Full model vehicle: register the mortgage at the place where the license plate is located (for example, for Yue-A license plate, register the mortgage at the local vehicle management office in Guangzhou. In some areas, you can also register the mortgage without going to the vehicle management office in person, just express the information to the vehicle management office). 2. Mortgage car: just notarize.
Install GPS positioning system (since it is not necessary to escort a car when handling a car mortgage loan, the company takes some preventive measures to prevent the car from selling or doing something that damages the company's interests and makes the principal and interest uncollectible. After the loan is settled, the loan company can be asked to remove GPS).
The fund is transferred to the deposit card under the name of the designated loan applicant. Because the vehicle mortgage loan processing process is simple, generally the vehicle mortgage loan funds can be received on the same day, of course, there will be differences due to different vehicles.
hot tip
It is recommended to find a formal auto loan company when handling auto mortgage loans, not a private company