What is Spontaneous Combustion Insurance

Spontaneous combustion insurance is an additional type of vehicle damage insurance. It refers to the loss of the insured vehicle caused by fire due to circuit, line, oil way, oil supply system, problems of the goods themselves, motor vehicle running friction and fire, as well as the necessary and reasonable rescue expenses incurred by the insured to reduce the loss of the insured vehicle in the event of this insurance accident. The insurer is responsible for compensation. The amount of auto self ignition insurance shall be determined through negotiation between the applicant and the insurer within the actual value of the insured vehicle.
In the hot summer just past, many provinces and cities across the country experienced historical peak temperatures, which also led to spontaneous combustion of many cars. For example, at about 8:00 p.m. on July 26, a Santana car burst into spontaneous combustion in the Bund Tunnel in Shanghai. The accident led to traffic congestion for a time, and the vehicles in the tunnel were trapped in the tunnel for 40 minutes. Although no one was injured in the accident, the vehicle was totally unrecognizable. I believe that the owner and all witnesses at that time will have lingering fears about this experience. According to Chongqing Evening News, the number of spontaneous combustion of vehicles in Chongqing was close to 20 in the last three days of July.