Operation method
There are many cases of buying a house. The following sections will describe the classification. One time payment for house purchase. Just provide a copy of the ID card of the house buyer.
Buy a house on mortgage. Copies of the identity cards, household registration books, marriage certificates and other originals of the income certificates of the Buyer's husband and wife as well as the originals of the income certificates shall be provided. If the Buyer is unmarried, it is necessary to provide the unmarried certificate.
Second hand house, the other party has the certificate of property rights, and you can sign a treaty with it.
Loan to buy a house. Married: marriage certificate, account book, income certificate, copy of unit business license with official seal, payroll card flow (one year or six months, different banks, different needs), ID card, spouse's ID card, spouse's account book, spouse's marriage certificate. If two people borrow money together, the spouse also needs to show the income certificate, the copy of the business license of the unit with the official seal and the payroll statement. Single: single certificate (available from the unit, street or local police station where the residence is located), account book, income certificate, bank statement and ID card.
Housing purchase by provident fund. The following certificates are required: the receipt of the down payment within one year (with the original and a copy in A4 paper); One copy of Commercial Housing Sales Contract registered and filed by the property rights department within one year; The applicant withdraws the application form; The applicant's ID card (with the original and a copy on A4 paper); Fill in the unit name and employee name in the Application for Withdrawal of Housing Provident Fund. The withdrawal amount is not filled in first, and each page needs to be stamped with the official seal of the unit. If the spouse withdraws the housing provident fund at the same time, he/she should also provide the proof of the spouse relationship with the buyer (marriage certificate or the household register that can prove the above relationship, carry the original and make a copy on A4 paper).
