1. Agreed deposit is a deposit contract signed between a corporate customer and a bank. Both parties agree to reserve a certain amount of deposit for corporate customers to meet daily settlement. This part of the deposit is calculated and paid at the ordinary current interest rate, and the part of the deposit that exceeds the fixed amount is calculated and paid at the agreed deposit interest rate.
2. The function of negotiated deposit is the same as that of current deposit, but the income is nearly 2 times higher than that of current deposit. Generally, banks only make negotiated deposits with customers with large deposits.
3. Personal deposit is not applicable.
