1. Laocai was founded in November 2013 and officially launched in May 2014. It was operated by Beijing Laocai Information Technology Co., Ltd. and the website was officially launched in May 2014.
2. Lazy Money has an elite team with rich experience in Internet and finance, which are from large Internet technology companies such as Sogou, Baidu, Ali, and large financial enterprises such as CCB Fund and China Post Fund.
3. The online core team of the platform has strong Internet R&D experience, which can ensure system level security and maintain the stable operation of the platform; The offline core team has gathered the risk control experience of guarantee companies, auditor firms, small loan companies and other aspects, and has rich experience in the industry, which can ensure the risk control of online projects.