For novices, due to their unskilled skills, they are likely to be nervous when encountering emergencies on the road, leading to an increase in the frequency of accidents, which is likely to cause damage to vehicles or injuries to third parties. Therefore, the protection of people and vehicles should be as comprehensive as possible. In addition, you don't have to buy new car insurance at the 4S store. It's more free and cost-effective to buy it online! If you are a novice, I think it is OK to be safe, especially convenient, affordable, and will not throw the pot at critical moments. There will also be value-added services such as 100 km free road rescue, which is especially suitable for white drivers like us.