Precautions for loan mortgage contract include:
 1. Specify the signing items of the mortgage contract;
 2. The validity of the mortgage contract. The mortgage right is the guarantee of the creditor's rights, which only appears when the creditor's rights cannot be realized;
 3. The mortgage contract shall be changed and terminated. If the mortgage contract is changed and the mortgage contract is changed, a written mortgage change contract shall be signed;
 4. The mortgage contract for mortgage expenses may specify who shall bear the mortgage registration and insurance expenses.
 [Legal basis] According to Article 400 of the Civil Code, the parties concerned shall enter into a mortgage contract in writing when establishing a mortgage.
 The mortgage contract generally includes the following clauses:
 （1） The type and amount of secured claims;
 （2） The time limit for the debtor to perform its obligations;
 （3） The name and quantity of the mortgaged property;
 （4） Scope of guarantee.