If there is a person responsible for the traffic accident, the parties concerned shall stop the vehicle immediately to rescue the injured and call the police. If the injured person is responsible for a traffic accident, the insurance company generally compensates within the limit. If no insurance is purchased or the limit is exceeded, the main responsible person shall bear the liability for compensation.
 [Legal Basis]
 Article 70 of the Road Traffic Safety Law states that in case of a traffic accident on the road, the vehicle driver shall stop the vehicle immediately to protect the scene; If personal injury or death is caused, the driver of the vehicle shall immediately rescue the injured and promptly report to the traffic police on duty or the traffic control department of the public security organ. If the scene is changed due to rescuing the injured, the location shall be indicated. Passengers, drivers of passing vehicles and pedestrians shall provide assistance. If a traffic accident occurs on the road, without causing personal injury or death, and the parties have no dispute about the facts and causes, they can immediately leave the scene, resume traffic, and negotiate on their own to deal with the matter of compensation for damages; If they do not leave the scene immediately, they shall promptly report to the traffic police on duty or the traffic management department of the public security organ. If a traffic accident occurs on the road, which only causes minor property losses, and the basic facts are clear, the parties shall first leave the scene and then negotiate for settlement.