If one party fails to repay the borrowed money, and fails to repay the borrowed money after issuing a reminder to the other party and negotiating with the other party, relevant evidence can be prepared, and the court can judge the other party to repay the money. After the judgment, the other party still fails to repay the borrowed money, and can apply for compulsory execution. If the other party is able to execute the judgment but refuses to execute it, it is suspected of committing a crime and shall bear criminal responsibility.
 [Legal Basis]
 In Article 242 of the Civil Procedure Law, if the person subjected to execution fails to perform the obligations specified in the legal document according to the execution notice, the people's court has the right to inquire the relevant units about the deposit, bonds, stocks, fund units and other property of the person subjected to execution.
 The people's court shall have the power to distrain, freeze, transfer and change the property of the person subjected to execution according to different circumstances. The property inquired, distrained, frozen, allocated and liquidated by the people's court shall not exceed the scope of the obligations that the person subjected to execution should perform.
 When the people's court decides to distrain, freeze, allocate or change the value of property, it shall make a ruling and issue a notice of assistance in execution, which must be handled by the relevant units.