Non liability insurance companies in traffic accidents also need to compensate. Even if the insured has no fault and is determined to have no liability, when there is no legal reason for exemption, he shall still bear the liability for compensation without liability within the scope of the liability limit of the compulsory motor vehicle third-party liability insurance based on the principle of "no fault liability".
 [Legal Basis]
 According to Article 21 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability, if the road traffic accident of the insured motor vehicle causes personal injury, death or property loss to the vehicle's personnel and the victims other than the insured, the insurance company shall compensate within the limit of the compulsory insurance liability for motor vehicle traffic accident liability according to law. The loss of road traffic accident is intentionally caused by the victim, and the insurance company will not compensate.