It depends on the situation. After the accident, the victim claims compensation from the driver. If the driver is the owner, the victim can claim compensation from the owner. When the vehicle has purchased the corresponding insurance, the insurance company should also act as the subject of claims settlement and compensate the victim within the insurance coverage.
In accordance with Article 1179 of the Civil Code of the People's Republic of China, if a person infringes upon another person and causes personal injury, he shall compensate for the reasonable expenses for treatment and rehabilitation, such as medical expenses, nursing expenses, transportation expenses, nutrition expenses, hospital board subsidies, as well as the reduced income due to missed work. If it causes disability, it shall also compensate for the cost of auxiliary equipment and disability compensation; If death is caused, funeral expenses and death compensation shall also be compensated.
Legal basis
Article 1179 of the Civil Code of the People's Republic of China [Scope of compensation for personal injury] If a person infringes upon another person and causes personal injury, he shall compensate for the reasonable expenses for treatment and rehabilitation, such as medical expenses, nursing expenses, transportation expenses, nutrition expenses, hospital board subsidies, as well as the reduced income due to missed work. If it causes disability, it shall also compensate for the cost of auxiliary equipment and disability compensation; If death is caused, funeral expenses and death compensation shall also be compensated.