The joint creditor's rights of husband and wife refer to the property rights jointly owned and enjoyed by both husband and wife. The creditor's rights that can be recognized as the joint creditor's rights of husband and wife include: the creditor's rights lent to others with the joint property of husband and wife belong to the joint creditor's rights of husband and wife; The creditor's right signed by the husband and wife is also the husband and wife's joint creditor's right; Both parties agree that it is a joint claim.
 Legal basis:
 Article 1062 of the Civil Code of the People's Republic of China
 The following property acquired by husband and wife during the period of their marriage shall be their common property and shall be jointly owned by them:
 （1） Wages, bonuses and labor remuneration;
 （2） Income from production, operation and investment;
 （3） Income from intellectual property;
 （4） Inherited or donated property, with the exception of the third item of Article 1063 of this Law;
 （5） Other properties that should be jointly owned.
 Husband and wife have equal rights to dispose of their common property.