At the time of divorce, the debts originally incurred by the husband and wife in their common life, including those incurred in raising children and supporting the elderly, shall be paid off by both parties with common property.
 Unless otherwise agreed, the debts of individual businesses and rural contract operators, if incurred by one party during the marriage relationship, shall also be regarded as joint debts.
 If the property is not enough to pay off, both parties shall agree to pay off; If the agreement fails, the people's court shall make a judgment.
 The debts of the male and female shall be paid by themselves. Personal debts include debts incurred by one party before marriage, and debts incurred by one party after marriage that have nothing to do with common life.
 According to the agreement of both parties, the debts that should be paid by individuals should also be paid by themselves.
 Certain debts incurred in the name of individuals, if they are really used to maintain the common life of the family, should be treated as joint debts if they are verified to be true.