If a guarantee can be provided to the people's court and the person applying for enforcement agrees, the people's court may decide to suspend the execution and the time limit for the suspension. If you want to further understand that the credit card cannot be repaid, you can consult a professional lawyer about how to suspend the execution.
 How to suspend the implementation of the credit card that cannot be repaid
 1. If you think that the execution violates the law, you can raise a written objection to the people's court responsible for the execution. The people's court should review the written objection within 15 days from the date of receiving it. If the reason is justified, it will rule to cancel or correct it; If the reason is untenable, the ruling shall be rejected. You can discuss the specific application method with a lawyer in detail.
 2. You can also provide guarantee to the people's court, and the people's court can decide to suspend the execution and the time limit of the suspension if the applicant agrees.
 The compulsory enforcement means for comprehensive overdue credit cards
 1. Query, freeze, and transfer the deposit of the applicant for execution.
 2. Withholding and withdrawing the income of the person against whom enforcement is sought.
 3. Seal up, distrain, auction or sell off the property of the person against whom enforcement is sought. If the person against whom enforcement is sought fails to perform his obligations in accordance with the enforcement notice, the people's court has the power to seal up, distrain, auction or sell off part of the property of the person against whom enforcement is sought that should perform his obligations.
 If the creditor has applied to the court for enforcement within the statutory time limit, no matter how much time has elapsed, the court can still carry out enforcement, and the court's enforcement is still legal and effective.
 Postal bank credit card used to be the minimum repayment, can it be changed to installment now
 Yes, after your current bill comes out, you can apply for bill installment for the consumption amount. However, the minimum repayment is one of the basic functions of the credit card, which is automatic. As long as you only pay more than the minimum repayment amount before the repayment date after the bill date, it is considered as the minimum repayment, while the credit card installment business is to be applied for by the bank, which will approve it according to the card holder's card use.
 You can't apply for consumption installment because your large transactions have already been paid or even passed a repayment date, but you can apply for bill installment after the latest bill date and before the final repayment date.
 If the credit card cannot be paid, it is suggested that you can frankly borrow money from your family: you cannot pay the credit card debt alone, so you should not shoulder it. You'd better confess with your family and see if you can get their help to repay it together.
 If there is any unclear or new situation, we suggest you directly ask questions online to understand the situation of the communication case. The idle lawyers of the intelligent matching platform will give you detailed and targeted answers, and try to explain the general situation to avoid incorrect answers due to incomplete information and poor communication. I wish success in safeguarding human rights.