How many years must Shaanxi employees retire before they can enjoy the medical insurance? There are three different situations: 1. After half a year of medical insurance payment, you can enjoy medical insurance reimbursement; 2. After 25 years of accumulated contributions for men and 20 years for women, they can enjoy the medical insurance benefits after retirement; 3. After retirement, they only enjoy benefits without paying fees. According to relevant laws and regulations, individuals who participate in basic medical insurance for employees will not pay basic medical insurance premiums after retirement if they reach the statutory retirement age and their accumulated contributions reach the number of years specified by the state. Enjoy basic medical insurance benefits in accordance with national regulations. Those who do not reach the national stipulated number of years can pay fees to the national stipulated number of years. If the specified number of years for medical insurance payment is not reached when the retirement age is reached, the number of years for medical insurance payment can be supplemented in a lump sum before retirement according to the current regulations. Do you understand this explanation?