After the accident identification letter is issued, compensation should be claimed according to the actual accident responsibility and the actual injury suffered. Generally, the results of compensation can be determined through consultation. If no consensus can be reached through consultation, the lawsuit can be initiated. The party fully responsible for an automobile accident is responsible for all losses. If the owner does not buy the insurance, he or she will pay for it. If he or she buys the insurance, the company insured by the full responsible party will first make compensation within the liability limit of the compulsory traffic insurance, and then the insurance company will make compensation in accordance with the contract in the commercial tripartite insurance. The last part will be borne by the person responsible for the accident.
 Legal basis
 Article 76 of the Road Traffic Safety Law of the People's Republic of China shall be compensated by the insurance company within the limit of the compulsory third party liability insurance for motor vehicles in case of personal injury, death or property loss caused by a motor vehicle traffic accident; The insufficient part shall be liable for compensation in accordance with the following provisions: (1) If a traffic accident occurs between motor vehicles, the party at fault shall be liable for compensation; If both parties are at fault, they shall share the responsibility in proportion to their respective faults. （2） If a traffic accident occurs between a motor vehicle and a non motor vehicle driver or pedestrian, and the non motor vehicle driver or pedestrian is not at fault, the motor vehicle party shall be liable for compensation; If there is evidence to prove that the non motor vehicle driver or pedestrian is at fault, the compensation liability of the motor vehicle party shall be appropriately reduced according to the degree of fault; If the motor vehicle party is not at fault, it shall be liable for compensation of not more than 10 percent. If the loss of a traffic accident is caused by the intentional collision of a non motor vehicle driver and a pedestrian with a motor vehicle, the motor vehicle party shall not be liable for compensation.