The perpetrator of Kuaiyihua was prosecuted two years after the deadline. In order to avoid the adverse consequences of subsequent impact on credit investigation, the most direct solution is to take the initiative to deal with this matter, actively contact and communicate, and make repayment if you have financial strength. If it is impossible to repay the debt in a lump sum, and it is really unable to repay, it shall negotiate with the loan institution to extend the repayment period or repay in installments. Generally speaking, it means actively responding to lawsuits and repaying money. If the debtor fails to perform the judgment of the court during the period of performance, the creditor may apply to the court for compulsory execution after the creditor successfully brings a lawsuit to the court. If the person subjected to execution fails to perform the obligations specified in the legal document, the people's court may take or notify the relevant units to assist in taking measures to restrict his exit from the country, record in the credit information system, publish the information about his failure to perform his obligations through the media, and other measures prescribed by law.
 If the person subjected to execution fails to perform the obligations specified in the legal document, the people's court may take or notify the relevant units to assist in taking measures to restrict his exit from the country, record in the credit information system, publish the information about his failure to perform his obligations through the media, and other measures prescribed by law.
 Legal basis
 Article 668 of the Civil Code of the People's Republic of China [Form and content of loan contract] A loan contract shall be in writing, unless it is otherwise agreed between natural persons.
 The contents of a loan contract generally include terms such as the type, currency, purpose, amount, interest rate, term and repayment method of the loan.
 Article 676 of the Civil Code of the People's Republic of China [The borrower's liability for overdue repayment of the loan] If the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or relevant state regulations.
 Article 678 [Loan extension] of the Civil Code of the People's Republic of China The borrower may apply to the lender for extension before the repayment period expires; The term may be extended with the consent of the lender.
 Article 313 of the Criminal Law of the People's Republic of China [Crime of Refusing to Execute a Judgment or Order] shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine if he refuses to execute a judgment or order of a people's court when he is able to do so, and the circumstances are serious; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined.
 Where a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the persons who are directly in charge and the other persons who are directly responsible for the crime shall be punished in accordance with the provisions of the preceding paragraph.
 Article 260 of the Civil Procedure Law of the People's Republic of China (2017 Revision)
 If an international treaty concluded or acceded to by the People's Republic of China contains provisions different from those of this Law, the provisions of the international treaty shall apply, with the exception of the provisions on which the People's Republic of China has declared reservations.
 Article 262 Language of the Civil Procedure Law of the People's Republic of China (2017 Revision)
 The people's court shall use the language and written language commonly used in the People's Republic of China when trying civil cases involving foreign elements. If the party concerned requests to provide translation, it may do so, and the cost shall be borne by the party concerned.